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Home / Culture and Society / Consumer
Now Is The Time To Organize Home Inventory Records
By:Jan Hayner
Starting off a new life is the greatest thing in the world. You look forward to what your life together will accomplish; the things you will own, the children you will have and what your life together will achieve as a whole. Now is a time to start getting your paper records together and organized to create an organized inventory or everything that you own , all of your investments, all serial numbers, account numbers etc.
As the engagement presents come in, as the wedding gifts are received and as you start to make your first purchases for your first home or apartment is the easiest time to start your records. Keep your books handy and add the information right away and by the time you are finished you will have a complete listing of everything, all the information your insurance agent will need and a feeling of a secure household inventory should a disaster occur.
In this time of disasters throughout the world, it is never too soon to keep a list of all of these items, you may have to know this information should you ever have to file an insurance claim. The thought is that ‘ “It won’t happen to me”, and that is what the victims of Katrina, tornados, floods, backed up sewers, burglaries and numerous other casualties thought too.
You heard the old adage, “It is better to be safe than sorry”, and it holds true here. Ask your parents if they have something that has all of their information in one place, for them to grab as they walk out of the house in case of a fire and I will guarantee you that at least 60% to 90% say “no”. Now is the time to educate your parents as well as to take that first step to securing your household.
Organizing your paper and records isn’t as hard as it may seem, there are manuals and booklets available to make this very easy for you to do. Three such types are available on my website, Easy Home Organizing as well as many other areas on the internet. Some insurance companies will also offer you booklets to explain how to go about doing this.
Keep a record of insurance policy numbers for home, life, auto, boat etc., credit card information that includes names, contacts, numbers, passwords etc., loans with the name of the place it is secured, the number amount etc. these are things you should know if the information is needed.
You will also want to have a list of Purchases, Agreements and Warranties that will tell you what you paid for something, when and where it was purchased, the serial and model numbers, where you can purchase parts and if you have a manufacturers warranty, in-store warranty or none at all. Include pictures of the item to show the condition and proof of ownership. Now list the things of value such as: Refrigerator, Dryer, Humidifier, Auto, Computer, Air Conditioner, Stove, Vacuum etc.
As long as your at it, now add a third listing of Repair and Maintenance that will tel you when something was serviced, by whom, the company and name of repair person, date, part replaced what you paid to have the work done etc. These are just a few things that you will want to keep track of to make sure that you are not paying for the same thing continuously and no one can take advantage of you. It also will come in handy if you should ever want to sell the item listed.
Start your married life off the smart way and keep your Inventory Records up-to-date, your going to be ready for anything that happens and you will be glad you started this out as your inventory was growing. Now would be a good time to tell mom and dad and probably grandma and grandpa about your new record system.
Mom and Dad have accumulated a lot through their life, so it only seems right that they would want to have a system set up like yours to protect what they have; this may be a good anniversary gift for them. Grandma and Grandpa have probably already downsized everything they have, so it wouldn’t be as hard to go through what they have. They also should have a inventory and listing of financial papers, account numbers, agents etc. should their children or someone else have to help them keep track of things or take charge in case of an emergency.
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Article keywords: organizing, organized, organize, paper files, records, home inventory, gifts, home, file, insurance
Article Source: http://www.articles2k.com
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