Buying Property in Spain - Glossary

By:George Gray

Buying Property in Spain

Although any expatriate intending to buy property in Spain would be advised to use the professional services of an estate agent and a translator and must legalise the transaction before a Public Notary, the following glossary of terms commonly used either to describe properties in Spain or during the transaction process is a useful aid for non-Spanish speakers.

Abogado - Lawyer

Actos Juridicos Documentados (AJD) - Stamp duty

Adosado - Semi-detached house

Agencia Inmobiliaria - Estate Agent

Agencia Tributaria - Tax office

A.P.I. (Agente de la Propiedad Inmobiliaria) - Officially licensed estate agent

Aire acondicionado - Air conditioning

Aparcamiento - Parking

Apartamento - Apartment

Arras - Small payment given to the seller to guarantee that the property transaction will be completed within an agreed time limit.

Asesor Fiscal - Financial Advisor

Aval - Loan underwriter

Ayuntamiento - Town hall

Balcón - Balcony

Baño - Bath/WC

Caja de Ahorros - Savings bank

Calefacción central - Central heating

Campo - Countryside

Casita - Cottage

Chalet - Villa

Cocina - Kitchen

Comedor - Dining room

Compra - Buying

Compra-Venta - Promise to Purchase

Contract Comunidad de propietarios - Comunity of property owners

Constructor - Builder

Copia Simple - Copy of the Mortgage Deeds

Cuarto de Baño - Bathroom

Cuotas de comunidad - Community fees

Cuenta de Banco - Bank account

Documento privado - Private document

Documento público - Public document

Dormitorio - Bedroom

Ducha - Shower

Duplex - Apartment over two floors

Edificio - Building

Escritura - Deeds of ownership

Finca - Farm house or small estate

Garaje - Garage

Habitación - Room

Hacienda - Tax office

Hipoteca - Mortgage I.B.I Rates

Inmobiliaria/agente - Estate agent

IVA - VAT

Jardín - Garden

Ladrillo - Brick

Libre de cargas - Debt free

Licencia de obra - Building permission

Licencia de Ocupación - License to occupy a property

Metros cuadrados - Square metres

N.I.E. - Identity Number for Foreigners

Notario - Notary Records legal documents and transactions

Nota Simple - Certificate from Land Registry

Obra nueva - Document certifying a new building

Oferta vinculante - Bank document specifying mortgage conditions

Pago en efectivo - Cash payment

Parcela - Lot or plot

Piscina - Swimming pool

Piso - Apartment

Plan Parcial - Town hall plan for building plots

Playa - Beach

Plusvalía - Municipal Capital gains tax on sale of property

Poder - Power of Attorney

Préstamo - Loan

Pueblo - Town or village

Registro de la Propiedad - Land Registry

Representante fiscal - Foreigner's official tax representative

Residencia - Residency permit

Residente - Resident

Sala, salon - Lounge

Se vende - For sale

Se alquila - For Rent

Solar - Lot for building

Solana - Utility Room

Sótano - Basement

Tarjeta de Banco - Bank card

Techo - Roof

Teja - Roof tile

Terraza - Terrace

Terreno - Land plot

Tipo de interés - Interest rate

Título de propiedad - Property ownership deeds

Trastero - Storeroom

Venta - Selling

Vista de mar - Sea view

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With years of experience in the Spanish property market the Tenerife Property Guide is an invaluable listings and advice resource for those searching for their perfect new Tenerife home. The Tenerife Property Guide is freely available both in print and online. For further information see Tpg-tenerife.com

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