|
Home / Finance
Tips For Safe And Secure Banking
By:Peter Kenny
Although most of us never have any security problems with are banking, fraudsters and identity thieves are finding more and more ways to steal our hard earned money. If you are careless with your banking then you can make it very easy for people to access your details and steal your money. If you want to keep your banking safe and secure, then follow these simple steps.
Careful ATM use
The simplest things can help to protect your money, and one such step is to be careful when using cash machines. Make sure that you don't have your PIN number written down anywhere, and check behind you to make sure that no one is trying to read your number whilst you type it in. Also, if you see anything suspicious on or around the cash machine, don't use it.
Destroying documents
We all receive a heap of bank statements and correspondence from our banks, many of which we simply don't need to keep. If you are going to through out anything that is related to your financial affairs or bank accounts, then make sure you dispose of it properly. A common trick of identity thieves is to look through your rubbish to obtain your bank details. Make sure that all important documents are kept safe, and that any discarded documents are thoroughly shredded or torn up so as to make them unreadable.
Never give out your details
Another technique that is used by fraudsters is to try and get you to give them your bank details by sending you mail or email pretending to be your bank. If you get emails or messages asking you to give up your bank details, then ignore them completely. Your bank will never ask you for your details via postage or email, as these methods are not secure. If you are unsure about whether an email or message is genuine, call your bank to obtain confirmation. Also, you should never give out your bank details to anyone that you don't trust 100%. The more people that you give your details to, even family members, then the more exposed you are to fraud.
Online banking
When you are banking online, make sure that you only access your account in a secure place, and try to avoid looking at account details on public servers. Also, you should make sure that you have adequate virus protection and firewall software on your company so as to stop anyone accessing your bank details. Furthermore, try and avoid making purchases on web sites that you do not trust or if you are unsure about their security features. Try and avoid using debit cards altogether online for purchases, as their security features are much weaker than credit cards.
Reducing the risks
The key to safe and secure banking is to reduce the risk of your account details being exposed. The best way to do this is to go completely paperless, as some banks now offer online only accounts. If you have adequate computer protection then paperless banking can really reduce the risks of your bank details being used by someone else.
Digg
del.icio.us
Blink
Stumble
Spurl
Reddit
Netscape
Furl
Article keywords: current accounts, savings accounts, saving, uk, bonds, childrens, isa, interest bearing, interest, apr
Article Source: http://www.articles2k.com
Peter Kenny is a writer for The Thrifty Scot.
Please visit us at Savings Account and Unfair Bank Charges
|
|
| Top Finance Articles |
- 1). Locate And Find Debtors With A Credit Collection Agency By : Stu Pearson
It can be a frustrating experience trying to collect a debt from a customer who just seems unwilling to pay. Letters sent to their address go ignored, and phone calls are answered with empty promises of payment. While this is certainly a bad scenario, what if a customer who owes you money just disappears? It is possible to locate and find debtors with a credit collection agency, and in this article we’ll explain to you the methods behind their tracking.
|
|
|
|
|
- 4). Who Is Responsible For Closing Costs By : Raynor
Buying or selling a home is a euphoric experience for both of the parties involved. This euphoria can cool when you learn which party is responsible for the closing costs.
Who Is Responsible For Closing Costs
When looking to buy or sell a home, every person eventually arrives at the question of funding closing costs on the transaction. To put it simply, both buyers and sellers typically are responsible for some of the closing costs.
|
- 5). Family Finance By : Joseph Kenny
One of the hardest things that young couples report during their first year of marriage is getting to grips with joint finances. While most are willing to share what they have with their partner, they are not sure on the best way to bring this sharing into effect so that they can share with their new partner, but at the same time maintain financial security and a degree of independence.
|
- 6). Preparing Your Finances For A Bird Flu Pandemic By : Pandemic Zone
If you have been paying attention to the news lately you may of heard of the threat of bird flu and a world pandemic. What would this mean and how would it affect your financial holdings. The World Bank, which has estimated that a bird flu pandemic lasting a year could, cost the global economy up to $800 billion dollars. The economic toll on the world economy will be catastrophic.
|
|
|
- 8). High Gas Prices and Ways to Save By : essmeier
With Memorial Day around the corner, the great American travel season is here. During the summer, most Americans take at least one extended vacation, and four fifths take that trip by automobile. Unfortunately, this year, the price of gas is at record highs, and no one likes to spend their vacation money on gasoline. While there is little to be done about the price of gas itself, there are some things the average vacationer can do to help ease the costs of auto travel.
|
|
|
|
|
| New Finance Articles |
- 1). How To Earn Money Online In Five Easy Steps By : John Morris
Living in Los Angeles, Greg realized that there are a lot of people who work from home rather than the office. One reason is that many of these executives are writers and producers of films and television shows...
|
- 2). You Can Stick to Your Budget By : Jonathon Hardcastle
Recent studies have shown that Americans are spending less money on necessities than ever before. Yet, more Americans are also in debt. The unspoken fact that makes both those statements true is that Americans are spending more and more money on luxury items.
|
- 3). Technical Analysis Of Stock Data By : John Morris
To perform a technical analysis is simply examining stock chart data in order to make predictions about the future of that stock. Investors who use this style of analysis are often unconcerned about the nature or value of the companies they trade stocks in...
|
- 4). Getting The Most Money Out Of Selling Your House By : John Morris
It is easier said than done to make a profit in the real estate market nowadays. Those that manage to consistently turn a profit on real estate investments have been working in that field for years and are using proven strategies in order to minimize risk...
|
|
|
|
|
|
|
|
|
|
|
- 10). How Can I Be Approved For A Low Rate Credit Card? By : Mike Singh
When applying for a credit card you may come upon what is called a low rate credit card, what is this exactly and how can it help you? First of all you should know that a low rate credit card is usually an excellent way to go when applying for a credit card. Find out more...
|
|
|
