|
Home / Culture and Society / Education / College and University
Federal Perkins Loan
By:Jason Hahn
The Federal Perkins Loan used to be known as National Direct Student Loans (NDSL). This loan is the regarded as the best of the federally subsidized loans, and is given to students who are in high financial need. Currently, the interest rate is at a low 5%.
Perkins loans are made to students and do not require a parent to cosign. The student is required to begin repayment after they graduate, leave college, or qualify for half-time student status. Interest on these loans does not accrue during the time the student attends college, and students are given up to ten years to repay the entire loan amount. Repayment begins nine months after the student graduates or drops below half-time student status.
The money for Perkins loans comes from the government, but is administered by colleges’ financial aid offices. The maximum annual loan for undergrad students is $4,000 at most schools, and the most a student can borrow is $20,000 total.
Perkins loans can be discharged (canceled) in whole or in part if the student enters employment at certain jobs, which include:
- Full-time teacher in low-income areas
- Full-time special education teacher
- Full-time math or science teacher, or teacher of any other subject with shortage of teachers
- Full-time nurse or medical technician
- Full-time employee of a child or family-service agency in low-income area
- Full-time law enforcement or corrections officer
- Full-time Peace Corps volunteer
Digg
del.icio.us
Blink
Stumble
Spurl
Reddit
Netscape
Furl
Article keywords: Student Loan, Federal Perkins, Federal PLUS, Grants, Scholarships
Article Source: http://www.articles2k.com
www.studentloanspace.com”>Student Loans
|
|
| Top College and University Articles |
- 1). 10 reasons to go to college By : paul wilson1
Life is full of options and choices. The choices we make shape our future. As we stand at the cross roads after high school we must have the right vision to make the decision to go to college.
1. A college education secures our future. The number of employment opportunities is greater and statistics reveal that most leaders are college grads.
2. If you have a college education you will make more money which in turn will enable you to have a better lifestyle.
|
- 2). Tips to understanding the ABC’s of online colleges By : paul wilson1
The world of education has been revolutionized. E-learning is a world where by using simple computing skills and having an Internet connection one can earn a bachelors, masters, or doctorate degree. Nothing is impossible.
Young or old, whether you live in a rural environment or urban, online learning is for all. A person can further their education, train to enhance their skills, continue professional education, or take a course for the love of it.
|
- 3). Solar vs. Oil By : Rick Solare
Solar power has long been a minor power source compared to mighty oil. As oil prices rise and conflicts occur in oil countries, perhaps the issue needs to be revisited.
Solar vs. Oil
The industrial revolution was built on the back of oil and coal. There is no denying that solar played no part whatsoever. This is particularly true since solar cells were not invented until the 1950s! That being said, it appears indisputable that we have reached or are approaching a new debate about how we deal with our insatiable thirst for power.
|
- 4). College Years: how to make them unforgettable By : Tyler Benson
Now that high school is over and you have freedom to choose among different careers, probably for the first time in your life you are to make the most serious choice you’ve ever faced. You go back and revise your childish dreams in your memory and try to find out where your heart truly lies. And when you do, the most exciting years of your life begin and you become a college student.
|
- 5). Online university education 101 By : Hal McIver
With hectic working lives and the increasing cost of higher education, more and more people are opting for an online university education. You need a computer, a phone connection, and an Internet Service Provider before you register for an online course. Despite those initial requirements however, you can be located anywhere in the world and in any time zone.
|
|
|
- 7). The future is Online Degrees By : Ryan Fyfe
With the wide range of opportunity available to obtain an online degree, it almost doesn't make sense to go to a university or college. Of course online courses will never be able to match the full immersion that an actual insitution can offer, but for someone who is working, or tied down with other commitments, it can open doors that where closed before.
|
- 8). How To Choose An Online College Course By : John Edmond
Many children, for many reasons, are unable or unwilling to attend a traditional bricks and mortar high school, college or University. They cannot attend for reasons including poor health, financial reasons or even bullying. An inability to attend school or college in the past has frequently meant that our children have lost out in their education.
Online education was pioneered in the UK by The Open University (http://www.
|
- 9). An Online College Education Overview By : Steve Gargin
There has always been a lot of debate as to whether an online college education is as good as a traditional college education. The answer to this is quite simple; there are good institutions that offer an online college education and there are bad establishments that offer an online college education. So, you need to do your research in the same way when you are looking for the best place to pursue your online college education with as you would an offline course.
|
- 10). Tips On Choosing An Online College By : paul wilson1
The dream of completing your college education or furthering your studies is no longer elusive. The World Wide Web boom has brought education to your key board. Many established and renowned universities are offering degrees in varied disciplines through online courses. Studies done by the Distance Education and Training Council in Washington and other regulatory institutions indicate that over 2.
|
| New College and University Articles |
- 1). Great Education Can Be Had At The Smaller Schools Too! By : David Neehly
Thinking about college after high school graduation? This process happens for many seniors every year. Should you go to a larger college that offers an extensive variety of classes and that has a beautiful campus setting? A larger school may appear like the number one choice of many, but ...
|
|
|
- 3). Accredited Paralegal Schools By : Joann Cheong
Two and half decades ago, paralegal education consists only of a handful of programs across the whole United States, with many legal offices, law firms, corporations, and government agencies providing only on the job trainings for prospective paralegals.
|
- 4). Solar vs. Oil By : Rick Solare
Solar power has long been a minor power source compared to mighty oil. As oil prices rise and conflicts occur in oil countries, perhaps the issue needs to be revisited.
Solar vs. Oil
The industrial revolution was built on the back of oil and coal. There is no denying that solar played no part whatsoever. This is particularly true since solar cells were not invented until the 1950s! That being said, it appears indisputable that we have reached or are approaching a new debate about how we deal with our insatiable thirst for power.
|
- 5). Prescription Checklist Air Conditioner Filter Change Or Clean By : Suwat Muenpan
So consider getting air conditioner filters or furnace filters that do not generate any ozone. Prescription Checklist: Change or clean your furnace and air conditioner filters once a month or according to the filter manufacturer's instructions. Increased dust could be a sign that it is time to change a dirty furnace or air conditioner filter or vacuum cleaner bag.
|
- 6). Do You Want Effective Study Skills? Try M.U.R.D.E.R. By : Brian Stocker
Chester Bennington is wailing, “The sun goes down, I feel the light betray me” on your radio; the cold beads of sweat that form on your forehead agree with Bennington– for the nth time you have a long exam tomorrow morning and you are nowhere near prepared. You call on every divinity, pray to every God, to be miraculously given effective study skills; however, you will settle for time to stop so you can cram longer.
|
- 7). Ride Share For A Cleaner and Greener Tomorrow By : Anil Tandon
In 100 years, we’ve gone from horse and buggy to over 14 million cars on Indian roads. Increased road rage and gridlock affect everyone. One of the greatest benefits of sharing the ride to work is taking the stress out of driving. Rather than beginning the day irritated from fighting traffic and searching endlessly for parking, you’ll arrive ready to take on the task at hand.
|
- 8). Environmental Protection Vision And Confusion By : Ian Dennis
Many environmental protection lawsuits turn on the question of who has standing; are the legal issues limited to property owners, or does the general public have a right to intervene?
Environmental protection law is a body of law, which is a system of complex and interlocking statutes, common law, treaties, conventions, regulations and policies which seeks to protect the natural environment which may be affected, impacted or endangered by human activities.
|
- 9). LEDs ...The Technology That Will Soon Light Our Planet. By : L.Beauley
By Lucien Beauley
Article Word Count: 614
6:25 PM 5/14/2006
With energy waste on the minds of many Americans these days, high gasoline prices to run the inefficient engines that power our vehicles help move the majority of us to cut energy costs in as many areas as possible, some of us are even beginning to ration our lighting usage. Is there an.
|
- 10). A Great Loneliness By : James Collins
'Man must treat the beasts of this land as his brothers.
What is man without the beasts?
If all the beasts were gone,
Man would die from a great loneliness of spirit.
For whatever happens to the beasts,
also happens to the man.
All things are connected.'
Chief Seattle
Speech of 1854
Most people are now aware that we have some serious environmental issues facing us in the next few decades.
|
|
|