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Cathy Taylor Profile and Articles
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1). What are the Most Common Ways to Commit Identity Theft or Fraud
It's the number one source of consumer complaints at the Federal Trade Commission (FTC), and unfortunately, it's one of the simplest crimes to commit. Identity theft involves information from your daily life, from shopping, bill-paying, and even applying for a job. Thieves take advantage of everyday opportunities to discover your personal information, including your Social Security number (SSN), bank or credit card account numbers, income, name, address, or phone number, and use it to commit fraud or other crimes.
2). Pharmaceutical Grade Vitamins vs. Regular Vitamins
Vitamins are necessary for human life and health. They are required in minute amounts, and with the exception of Vitamin B12, cannot be manufactured in your bodies. These organic compounds need to be obtained from diet, and if deprived of a particular vitamin, you will suffer from disease specific to that vitamin. It is a matter of record that you are not getting enough vitamins.
3). What is the Fair Credit Reporting Act and What you Should Know
The Fair Credit Reporting Act (FCRA) and the recent update to this law called the Fair and Accurate Credit Transactions Act (FACTA) protect consumers against inaccurate information being reported by credit bureaus and the privacy of that information. What does this mean to you?
When you make purchases on a credit card, make payments to your accounts, open new bank or credit accounts, borrow money, buy a house or a car, and even fund your education, your financial information is reported by creditors and lenders to a credit bureau.
4). Menopause Couples
Couples going through menopause often have unique struggles when coping with the new changes and challenges it brings to them both as individuals, and as partners. It is an inner battle – mentally and physically – for not just women, but men as well. For women, it may be hard to get a male partner to understand and be able to empathise with her challenges.
5). Discover What to do When Your Credit Worth is Damaged
The good thing about bad credit is that you can fix it. If you start now, over time, your bad credit can turn into good credit, and you could qualify for the loans you want at the rates you want. The most important aspect of rebuilding your credit after it has been damaged is showing lenders and creditors that you are serious about repaying your debt and that you can be a reliable borrower over a significant period of time.
6). Andropause and Depression
Andropause correlates directly with depression – a major player in the notorious mid-life crisis period men face in their late 40´s to late 50´s.
There are a wide variety of symptoms and conditions men experience during this mid-life transition – everything from the mental (i.e. irritability) to the physical (loss of libido, lack of energy, and weight gain.
7). What Should I do if I Become a Victim of Identity Theft
Identity thieves take advantage of everyday opportunities to discover your personal information and use it to commit fraud or other crimes. The good news is a victim of identity theft has more options today than ever before. According to the Federal Trade Commission (FTC), there are four important actions you can take to minimize the credit damage caused by circumstances beyond your control.
8). What is a FICO Score and How do I Make it Work for me?
Whether or not you receive a loan and what interest rate you get on your credit card may be determined by something called a FICO score. Named for Fair, Isaac & Co., a California-based company that developed the credit score, the FICO score is the most widely used scoring method to determine credit worthiness.
Scores range from approximately 300 to 800 and are provided to lenders by the three credit bureaus, Equifax, Experian, and TransUnion.
9). Menopause and Heart Palpitations
Menopause isn’t typically a life threatening condition – but in extreme cases, it can bring upon symptoms like rapid heart beat that feel like it is. The occasional feeling that your heart “skips a beat” does not necessarily indicate a serious medical problem. For those with menopause, rapid heart beat should be monitored by your doctor to check for a mitral valve prolapse which is a mild deformity of a heart valve.
10). A Relaxing Way of Schooling
Yoga, which is more than 5,000 years old Indian tradition, has become immensely popular in the United States of America. Americans have discovered the art of relaxation through yoga.
Since its popularity is soaring by the day, a number of “yoga schools” have mushroomed all over the USA to provide the advantages of yoga to the millions of Americans.
11). Andropause and DHEA
Andropause and DHEA are a medical condition and a cure paving the way for a steady recovery. A lack of DHEA, known as Dehydroepianodrosterone in medical circles, is directly correlated with impotence in men.
This is also referred to as erectile dysfunction. Quite simply, the more DHEA there is in your body – the better off you are. It acts as a replenisher – pumping life into various processes such as lowering cholesterol levels, reducing fat, and regulating healthy blood pressure.
12). What Can Happen to You as a Victim of Identity Theft, Facts & Figures
Is identity theft really that serious? Thousands of people every year are victims of this terrible crime. Thieves use your personal information to commit fraud or other crimes in your name and can cause significant credit damage. Identifying information taken without your permission, such as your Social Security number (SSN), credit card number, or your drivers' license, can be used to “steal your identity.
13). How to Evaluate and Raise Your Credit Score
Why do some people get offers for pre-approved credit cards and others don’t? What do car dealers know about your financial health that you don’t know? The answer is your credit score.
Your credit score is a number generated by a mathematical formula to estimate how likely you are to pay your bills. Based on the information in your credit reports from the three credit bureaus, Equifax, Experian, and TransUnion, your credit score has been a factor in your ability to qualify for loans and good interest rates for more than twenty years.
14). Menopause and Hypothyroidism
In the United States, more than 20% of the women in menopause are diagnosed with hypothyroidism - a sluggish thyroid. Women need to understand the consequences of menopause on the thyroid, as with the increase in age, more women are affected by hypothyroidism. Menopause and hypothyroidism have common symptoms, such as depressed mood, decreased energy and decreased memory, among others.
15). Andropause and Hair Loss
Andropause and hair loss often go hand in hand. Imagine clumps of hair falling off your head, or observing strands of once healthy hair collecting in the shower drain. Maybe you run your hand through your hair and feel it thinning. It can feel daunting and quite scary.
Typically, hair loss is a result of an imbalance of male testosterone hormone in the body.
16). Andropause and Erectile Dysfunction
One of the signature symptoms of Andropause is erectile dysfunction (ED). An embarrassing, nerve-wrecking experience, ED is when a male cannot perform for his female partner. In layman’s terms, it is the inability to have an erect penis during sexual activity.
It is the primary issue amongst men in regards to their sex lives. Let’s become acquainted with how a full erection works and why this condition exists.
17). Discover the Parts of a Credit Report and What They Mean
So you ordered a copy of your credit report to check for inaccuracies and get the most from your credit score. Now how do you read it? Your credit report is read and used by any number of people you deal with on a daily basis, from your landlord to your employer to a potential lender. Fortunately, it has gotten easier to order a copy of your report, but it's not so easy to understand what all those abbreviations and numbers mean once you've got it.
18). What Happens When Your Credit is Damaged?
The good thing about bad credit is that you can fix it. If you start now, over time, your bad credit can turn into good credit, and you could qualify for the loans you want at the rates you want. The most important aspect of rebuilding your credit after it has been damaged is showing lenders and creditors that you are serious about repaying your debt and that you can be a reliable borrower over a significant period of time.
19). Menopause and Dizziness
Menopause often brings dizzy feelings for a lot of women. It's an apparently unprovoked spinning sensation. There are alternative, natural solution
20). Menopause and Progesterone
Do women going through menopause have lowered levels of progesterone?
Recent research tells us that women do suffer from decreased levels of progesterone and also experience other symptoms such as unexplained weight gain (particularly in the stomach area), depression, fatigue, hair loss, memory loss, mood swings, migraines and loss of libido. A natural cream can balance estrogens without side effects.
21). Andropause and Testosterone
Does male Andropause cause testosterone levels decrease with age? Research tells us that men tend to develop male Andropause more gradually than their female counterpart. Male Andropause can begin as early as the mid-twenties as men begin to lose male hormones including testosterone, thyroid, human growth hormone and DHEA. The aging process begins in earnest because of the loss of hormones.
22). Menopause Relief
Menopause relief is possible through self care. Western doctors treat women in menopause like they have a disease. In truth, menopause is a transitional imbalance, a change that can be comforted with some study and experimentation.
Peri-menopausal woman report experiencing symptoms including hot flashes, anger, urinary tract infections, irritability, hyperacidity, skin breakouts (acne), rashes, low sex drive, mood swings, and more.
23). Identity Theft - How Can you Prevent it Happening to You?
The nightmare of identity theft strikes an estimated 750,000 people every year. How can you keep from being one of them? While there is no guarantee that you won't become a victim, there are some steps you can take to decrease the risk and protect yourself.
According to the Federal Trade Commission, some everyday tips to protecting your personal information include:
• Not giving out your personal information to a stranger over the phone, the Internet, or through the mail.
24). Marketing in Tough Times
How to market when the going gets tough
Marketing in Tough Times When the economy is slow, companies often do the opposite of what’s best fo
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