John Francis Amberden Profile and Articles

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1). Credit Card Interest Rates - Destroyer Of Finances
Interest kills your finances. Especially on credit cards. Did you realize that paying the minimum payment on your credit cards just builds a deeper and deeper hole for you?

I have a wonderful strategy for those of you who have credit card debt on more than one card.

Take out your credit card statements and write down the interest rate and the balance of each.

2). Dangers On Your Desktop: Computer Virus And Spyware
So have you bought a new computer at home for yourself and for your kids? Your computer is sure going to be useful to you and your family. You can now use your computer to store important data, work on reports and much much more. Your children can now surf the internet, play games and learn new tools and software programs. By purchasing a computer you open the world to the big bad world of the internet.

3). HIV Symptoms - Know The Signs, Know The Differences
One of the worst things that can happen to anyone is the manifestation of HIV symptoms. To most, an HIV infection is an automatic death sentence. This fear is the main reason why many people don’t get tested, even though they know they are at risk. Perhaps the strongest weapon used to combat this hesitance is information. There are a lot of myths circulating out there regarding HIV symptoms and AIDS symptoms.

4). Plastic Surgery – More And More Men Are Opting For This
Mention plastic surgery and the first things to come to mind are breast implants and Botox. As today’s reality shows are informing us though, plastic surgery is no longer strictly the domain on women desperately seeking the fountain of youth. More and more men are going under the knife as well. Consider that 9.1% of all plastic surgeries in the United States in 1998 comprised of men.

5). Car Rentals – The Skinny
If you are like me, you do not like to travel to most cities and be dependent on the local taxi or transit systems. I want to be able to go where I want when I want to. More importantly, I want to be able to leave when I want to. Welcome to the world of car rentals.

This is not going to be a commercial for any particular car rental company as I have no allegiance to any of them.

6). All About Blinds For Your Windows
Window blinds are essential for anyone who wants to safeguard their privacy, at home or in the office. While it is true that some people prefer to use curtains, window blinds have the advantage in that you get to control the amount of light that comes in. One reason for the choice of curtains over blinds is the ease of installation. Some types of window blinds are, in fact, a bit more difficult to install … but this alone shouldn’t be the deciding factor.

7). Car Insurance – What Is Liability And Collision Insurance?
You know full well that it’s the law, but you’ve been driving around without car insurance for a while now. Why? Car insurance is of supreme importance to any driver, no matter how good you think you are. Accidents happen, plain and simple, and you need to be protected in case it does. Not all car insurance is the same, though, and you may be a little confused as to the concepts.

8). All About Hybrid Cars
Environmental issues have never been in the spotlight as much as they are today. Consumers are becoming much more environmentally conscious and companies are scrambling to appease them. This is also very true of automobile companies and this trend has lead to the development of hybrid cars.

As the name suggests, hybrid cars are just that – hybrids.

9). The World’s Best Chocolate Comes From….
You know it’s addictive. You know that it can be fattening. You know that it contains loads of sugar. Has that stopped you? Of course not! It’s chocolate we’re talking about here! Who can give it up? Chocolate is the favorite vice of both young and old. There are so many types out there. You can find practically any kind of chocolate to satisfy even the most finicky among us.

10). Paper Shredders And Your Safe Identity
We’ve all seen those ads. You know, the ones where some hapless person is sitting there looking forlorn and then suddenly becomes animated while channeling the voice of their identity thief. I’ll bet the first time you saw an ad like that you cracked a smile and thought to yourself, ‘that could never happen to me’. I’ll also wager that’s the exact thing all those victims of identity theft thought too … before it happened to them.

11). Save Big Money On Your Car Insurance - Now!
What if I could save you 10-20% of your yearly automobile insurance which can literally be hundreds of dollars? Very few people shop car insurance companies, yet we price shop in grocery and department stores every day.

It is not that difficult. Do a little research (5 – 10 minutes) on the type coverage you have and I will help take you forward. I have no real secret here for some of you; BUT, make yourself do the following:

1.