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Karolina Linares Profile and Articles
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1). What Can You Do, When Credit Card Debt Has Taken Over?
There are millions of lucky people out there who are responsible to the hilt. They pay off their credit cards each month, avoiding interest, and really getting the benefits of those cash back percentages and awards of some sort. But what about the rest of us, who feel like misfits? Are we stupid? Where did we go wrong with this area of lives?
It’s time to stop feeling like a butthead (to put it bluntly) and do something more intelligent about our situation with credit card debt.
2). It's Normal To Use Credit?
According to a commercial that I have seen, at least once every time I turn the TV on, it looks like a good, normal life to use credit lines. In just sixty seconds, this commercial portrays the life of a couple. They meet, they get married, they have babies, they are middle aged, and finally they are senior citizens and grandparents. All along, it shows flashes of the different credit cards, that go along with the themes of the various stages of this couple’s life.
3). The Plastic Trap - Personal Responsibility For Your Debt
Recently, I read a report called “The Plastic Safety Net: The Reality Behind Debt In America”. This report is all about Americans using and building up credit debt due to life emergencies and trying to keep up with standard cost of living expenses such as rent, utilities, medical care, tuition for children and even food. Furthermore it makes it seems as if people who have gotten into debt, especially low to mid income citizens, are victims and have very little control over why they have gotten into debt.
4). Parents Supporting Adult Children?
How does that grab you?
If you noticed this, maybe it's because you are one of millions of older parents out there today, that are still supporting your adult child or children. Hey, they've been through college. They’ve gotten that position with a fairly good company. Maybe it's not their final goal in that career they wanted, but it's a start. And the expectations of the salary they thought would be guaranteed, well it's not that great.
5). Something Different About Credit Card Debt
There is a major crisis with people falling into large credit card debt. Rather than going through the numbers, the statistics and ratios, to help you get a realistic view of your debt situation, this will give you a different perspective. On any article site, e-zine, printed newspaper or magazine, there are literary millions of write-ups about the condition of our national debt problem.
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