Peter Boston Profile and Articles

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1). Does DIY Credit Repair Stand Up to Reality?
There are dozens of websites, books, manuals, and companies providing free and paid information on DIY credit repair. The essential theme is that you should attempt your own credit repair because you can do everything to dispute your bad credit that a professional credit repair service could do. This is true so far as disputing errors in your credit report, but does the promise of free DIY credit repair stand up to reality?

Credit reporting is fully automated.

2). Advance Fee Personal Loans Are A Scam - Do Not Fall For It
Internet marketing scores a secret intelligence coup. In late July AOL mistakenly released information about 20 million keyword searches made by its subscribers on the AOL network. More specifically the data gave us an inside look at the search patterns of around 658,000 AOL users over a three-month period. These searches represented 1/3 of 1% of all keyword searches on AOL during that period.

3). A Primer on Reverse Mortgages
Economists report that as housing prices have skyrocketed over the past several years, the amount of money that households are saving through 401(k) plans and FDIC insured savings accounts has fallen. For many people approaching retirement age that means they may be "equity rich" and "cash poor" at the same time. It is not unusual today to find people living in $1 million homes almost entirely dependent on social security to get by.

4). What Can You Do About Your Upside-Down Car Loan?
If you put ten people who have bought a new car in the last couple years in a room, chances are that four of them are upside-down on their car loans.

An upside-down car loan is the less onerous euphemism for saying that they owe more on their car than they could ever get if they sold it or traded it in. Is this a bad thing? And if you are one of the.