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Rachel Lane Profile and Articles
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1). How To Stretch Your Student Loan
If you抮e considering going to university, there is a strong chance that you抮e also contemplating taking out a student loan to fund your university expenses. Student loans don抰 have to equate to student debt and if you plan your finances, it is possible to get by without student loans and possibly even profit from them. There are many sites on the internet which provide downloadable student finance guides and online advice on how best to manage your finances.
2). Home A Loan
The number of homeowners taking out secured loans is set to slow down over the next five years according to analysts at Datamonitor. Over the past five years, the market for secured loans has increased by over 50%, however predictions indicate that loans secured against property will only increase at a rate of 5.3% a year up to 2009. Last year, 6bn was borrowed by homeowners secured against the value of their property but according to Datamonitor this will rise to 4bn a year by 2009.
3). Don抰 Worry About Scrooge This Christmas, By Shopping Online You抣l Save Plenty Of Time And Money
According to a study by BizRate Research, 60% of women were already planning their online buying in September, compared to only 42% of men. Women are also reported to carry the burden of Christmas shopping with 55% taking on the responsibility, compared to only 45% of men. However, as more and more retailers go online, women can exploit the internet by saving themselves time, money and effort.
4). Has Anyone Seen My Twenties?
Premature aging is spreading across the UK and is particularly prevalent amongst recent graduates in the UK who, upon leaving university, are plunged straight into fears about the property ladder, pensions and paying off their student debts. These young people graduate at the age of 21, do not pass go and head straight to 35, worrying about their personal finance investments before finding their feet in life.
5). The Myth Of The Christmas Loan
If you think Harry Potter was going to be the most imaginative marketing plot this Christmas, think again. Each Christmas, as consumers look at their finances and investigate the different sources of funding to cover their Christmas shopping, loan companies and credit card providers polish up their marketing tactics and customer service skills.
No doubt some of you will see an advertisement for a Christmas loan over the next few months.
6). Online Comparison Shopping At Christmas
Credit can often be the first thing we think of at Christmas, whether it抯 taking out a personal loan, credit card or simply the extension of an overdraft. However, saving money at Christmas isn抰 just a matter of searching for the best personal finance product. This article gives you a few tips on how to make the most of the internet for your Christmas shopping.
7). Inside Insurance Protection Priorities
Protecting your home
Although you have no legal obligation to insure your home, your mortgage company will want to protect their investment with buildings insurance. However, it is also worth protecting your own investments, so even after you抳e paid off your mortgage, you should ensure you抮e financially covered.
Home contents insurance and personal possessions insurance
According to Money Observer, the average home has 44,000 of contents and replacing this without insurance would be almost impossible for most people.
8). Store Cards, Credit Cards And Loans How To Borrow Money Effectively.
You don抰 have to have the lifestyle demands of Paris Hilton to need extra money these days. According to Credit Action, the total UK personal debt was 1,122 billion, a growth of about 10.5% over the previous year and in the UK and each adult in the UK has an average of 4.1 credit cards in their wallet.
In their most recent report, Credit Action also recorded 2.
9). A Cornish Walk: A Simple Tourist Activity, But An Absolute Must For An English Holiday
Cornwall has always been a favourite holiday destination and its dramatic coastline, picturesque villages, vibrant culture and sumptuous cuisine. For those visitors who have travelled to the region, the benefits of a Cornish holiday need no explaining, but for our international friends, who have yet to explore outside of London, a visit to Cornwall will give you a very different taste of English life.
10). Are You Suffering From Payment Protection Overload?
Critical illness insurance:
Critical illness insurance will cover you in the event of a serious illness such as cancer, coronary artery by-pass surgery, heart attack, kidney failure, major organ transplant, multiple sclerosis and stroke. Additional conditions covered by this insurance can include aorta graft surgery, benign brain tumour, blindness, coma, deafness, heart valve replacement or repair, loss of limbs, loss of speech, motor neurone disease, paralysis/paraplegia, Parkinson抯 disease, terminal illness and third degree burns.
11). Don't Let Your Personal Loan Become A Personal Moan
Most of us have been in a position at some point when we simply have had insufficient funds to pay for something. This could be car insurance/repairs, course fees, holiday, Christmas presents, electrical items or even the weekly shopping. According to Credit Action, 2.4 million personal loan agreements were recorded in the first quarter of 2005, totalling 13.
12). Private Medical Insurance What抯 It All About?
Private medical insurance is a very useful policy to take out, yet the range of policies available means that you should ensure the terms and conditions meet your specific requirements
The origin of private medical insurance goes back a long way before the NHS was formed. In pre-NHS days, people contributed to 揻riendly societies, which provided financial assistance to people in times of need.
13). Why A Little Bit Of Marketing Does You Good, Especially At Christmas
My grandpa, who抯 a Quaker, used to disapprove of the fact that I ventured into marketing, but he抯 coming round to my way of thinking, even at the grand age of 92. He is suspicious of marketing (in his mind - a term synonymous with extracting money from a gullible party, for the benefit of corporate greed) and doesn抰 believe in profit, even though profit itself is not a bad thing.
14). Jamaica, Land of Wood and Water
Just mention the word Jamaica and the mind is filled with images of beach party, reggae and rum.
15). Indonesia a Smorgasbord Surprise
Comprised of seventeen thousand islands, Indonesia is a sure smorgasbord surprise.
16). Australia Surprises Waiting For You
Australia is not just about the city of Sydney and the grandiose Opera House.
17). The Dublin Castle in Ireland
This article discusses the Dublin Castle, its history and structure as well as various architectural features of the castle. It also briefly enumerates and discusses the different events held in the Dublin castle that made its mark in history.
18). The Theatre Royal in Glasgow
This article discusses the history of the Theatre Royal in Glasgow. It also touches on Scottish Opera, Scottish Television and Scottish Ballet.
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