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free-credit-guy Profile and Articles
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1). 0 APR credit cards are Not Just for Christmas
0 APR credit cards are here to stay. Now that we're well into the New Year we've learned (again) the lessons of the festive season. Zero interest credit is a nice idea, but why not extend it beyond your present credit card to the next, and the next. This seven point checklist will assure the clever consumer of having that constant low APR credit for years to come.
2). Credit Card Balance Transfer Revisited
Credit card balance transfers are one of the financial world's great empowering features, but they can only be done successfully if you follow the rules and don't fall foul of them. Firstly you must consider the benefits, then the pitfalls. These two aspects are more or less permanent features of the credit card balance transfer system.
The benefits.
3). Secured Bad Credit Loans are Becoming the Norm
Secured bad credit loans used to be seen with some derision in times gone by. Today they are fast becoming more commonplace, and we should be glad. Here are seven timely reasons why we should all welcome it!
1. There is a great deal of money being provided these days and consumers are increasingly finding that credit references are being recorded every time.
4). Secured Bad Credit Loans Make Sense
Secured bad credit loans were seen with a bit of contempt in times gone by. Now they make complete sense, and we should be glad. Official UK figures indicate why!
According to CreditAction.org.uk 'At the end of December 2005 the total UK personal debt was £1,158bn. Total secured lending on homes in December 2005 was £965.2bn. This has increased 10.
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