HSA Articles

1). The 1st Step Toward Consumer Driven Health Plans - Why supplemental benefits make the transition easier By : John Logan
Part of the reason that I initially got my insurance license, was that as a business consultant focused on change management, nearly every business owner, CFO and HR director that I spoke to asked me what I could do about the rising cost of their healthcare benefits. Up until recently, with regard to their major medical plan costs rising at double-digit rates every year, there was little I could recommend aside from biting the bullet and accepting that it would be a painful process of micro re-examination of plan costs nearly every year.
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2). Heath Savings Accounts (HSAs) Mean Big Tax Savings By : Stephen L. Nelson, CPA
Concerned about the high cost of healthcare? Worried that your insurance doesn’t cover all your costs? Fortunately, a partial solution may be just around the corner. Since January 2004, taxpayers have had a tax savings tool called Health Savings Accounts, or HSAs. These HSAs may solve many of your healthcare cost problems. How an HSA Works In a nutshell, HSAs work like this.
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3). Health Savings Accounts Put You in Control of Your Healthcare By : Wiley P Long
As Health Savings Accounts grow in popularity, there is growing fear among those who want to nationalize healthcare that they will not be able to put the cat back in the bag. There are already over 3 million HSA owners, and by 2010, the Treasury Department estimates as many as 45 million Americans will be covered by HSA plans. They will have billions of dollars invested to cover future medical expenses, and by then it will be politically impossible to take that benefit away.
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6). Review of the Golden Rule HSA Health Insurance products. By : RichardREvans
Health Savings Accounts were authorized by the federal government to help make health insurance more affordable by offering tax incentives. The Golden Rule products offer ways to save even more with some unique offerings.
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7). Using Your Health Savings Account to Build Retirement Savings By : Wiley P Long
Health Savings Accounts are an excellent way to build a second retirement account. These tax-favored accounts, which have only been available since January of 2004, can be opened by anyone with a qualifying high-deductible health insurance plan. Once you open an HSA account, you can place tax-deductible contributions into it, which grow tax-deferred like an IRA.
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8). The New Way To Lower The Cost Of Health Insurance By : Bruce Jugan
It seems that every day there is an article about the rising cost of health insurance, the high number of people with no health insurance, and our system of financing medical care which is broken and needs repair or replacement. What goes unreported is that since January 1, 2004 there is a new way to finance medical expenses which drastically reduces the cost of medical insurance when compared to traditional forms of health insurance.
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9). Health Savings Accounts Explained By : Brad Stroh
What is a Health Savings Account? Increases in the cost for health care and health insurance now impact both employees receiving their health insurance through an employer group plan and the self-employed seeking individual and family health insurance. Whichever group you fall into, you’ve probably noticed the rising costs of health insurance. Deductibles and other out-of-pocket expenses have risen to the point that, without careful planning, they can put a serious financial strain on the average American family.
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10). Can Health Savings Accounts Bring Down High Healthcare Costs? By : Writer2
More and more people now have the opportunity to choose Health Savings Accounts (HSAs) over other, more traditional, health insurance coverage – more companies and financial institutions offer this option than ever before. For the healthcare consumer, this is good news. When the community as a whole is given more choice when it comes to healthcare options, everyone benefits.
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11). How to Reduce Your Hospital Bills By : Wiley P Long
The medical industry, unlike virtually every other business, loves to keep their prices secret. They do this, very simply, so they can make more money. Only by shopping your medical care, demanding price transparency, negotiating for the best price, and carefully reviewing your bill can you be assured that you are getting a fair price, and not being ripped off.
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12). Keeping Your Health Insurance Premiums Low By : Wiley P Long
Health Savings Accounts offer tax deductions for medical expenses, and the opportunity to set up an additional retirement account. But regardless of any other positive benefit of HSAs, lower premiums are the primary reason that thousands of Americans have chosen Health Savings Accounts as the best way to protect their family's health and assets. Here are some key suggestions on how to keep your health insurance premiums low.
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