Appraisal Articles

1). Reverse Mortgages – A Tax Free Income For Senior Citizens By : sandalwood
I fully realize if it sounds too good to be true, it probably is and There Ain’t No Such Thing As A Free Lunch (TANSTAAFL) immediately jumped into your head when you read the title of this article. However, if you are 62 or over, you may have just found the goose that laid the golden egg. A reverse mortgage is exactly what the name implies. Rather than you paying a monthly sum of money to a mortgage company, a mortgage company pays you.
Article Related to: mortgages, reverse mortgages, senior citizens, lenders, lending, interest rate, social security, appraisal, home ownership, taxes, medicare, ftc

2). Don’t Be A Victim Of A Drive By BPO By : David Neese
Memphis, TN has its share of drive by violence. But we are talking about a different type of bad drive by, being the victim of a drive by BPO as a real estate investor. We have been victims and want to help you from becoming a statistic. We are Memphis real estate investors and work extensively in the pre-foreclosure market. Many times sellers are financed 100% or close to it and there is no deal to be had so we try to negotiate with their lender to do a short sale or short payoff.
Article Related to: appraisal, real estate, real estate investing, real estate investor, broker price opinion, bpo, short sale, foreclosure, pre-foreclosure

3). Understanding alexandrite appraisal By : Amelie Mag
Understanding alexandrite appraisal
Article Related to: alexandrite appraisal, alexandrite, appraisal, gemstones, gemstone, gem, alexandrite jewelry, jewel, jewelry, precious stone

4). Preparing for an Appraisal - Plan For It By : Raynor
A critical part of selling a home is the appraisal. Here’s how to plan for it. You have a contract to sell your home and now the appraiser is coming. The appraisal needs to come in at a good price in order for your buyer to get his loan. What should you do? The Appraiser Says Appraisers typically tell people not to do anything special before they come.
Article Related to: appraisal, appraiser, marketabilitiy, hardwood flooring, good appraisal, sell your home, cleanliness

5). Real Estate Value By : Steve Gillman
What is real estate value? It isn't what you have into your house. It isn't what you feel it is worth. It is what the market will pay. How do you figure out what the market will pay? For single family homes, the best way is by seeing what similar homes have sold for. Figuring replacement cost isn't very useful. It's difficult to say what land is worth in a city center where none is left for sale, for example, and tough to gauge depreciation of the home itself.
Article Related to: real estate value, real estate, appraisal

6). Basics of the alexandrite appraisal By : Amelie Mag
An alexandrite appraisal requires someone with a massive amount of skill, talent, dedication and knowledge. Not any individual that sees a gemstone can appreciate its true value, let alone qualify as an alexandrite appraisal expert. Working with and around jewels does not make someone an alexandrite appraisal expert. The status of appraiser shouldn't come with the job of handling jewelry.
Article Related to: alexandrite appraisal, alexandrite, appraisal, gemstones, gemstone, gem, alexandrite jewelry, jewel, jewelry, precious stone

7). The Difference Between Appraisals and Assessments By : Raynor
Many people think appraisals and assessments are the same thing or at least that they should be for the same amount. The truth is they can vary greatly. Let’s look at each of them. Appraisals An appraisal is an estimate of market value. An appraiser can use many methods for coming up with this estimate. For income producing property, the appraiser may capitalize the value of the income stream.
Article Related to: assessments, appraisal, market value, appraiser, value, comparable sales, market value

8). An Overview of the Escrow Account By : Raynor
Whether buying or selling real estate, you will inevitably deal with an escrow account. If you are not familiar with an escrow account, here is an overview. An Overview of the Escrow Account A real estate transaction is a high dollar transaction. In fact, you will probably never make a bigger one in your life regardless of whether you are buying or selling.
Article Related to: real estate, escrow, appraisal, inspection, property, home, house, sell, buy

9). What is the Real Market and Healing Value of Sapphires? By : Victor Epand
Information about the value of sapphires of various conditions when sold to various markets, pawn shops, or jewelers. Also, information about the healing properties of sapphires.
Article Related to: sapphires, market value, healing properties, appraisal, jeweler, pawn shop, sapphire, sapphire value

10). Mortgage Qualification Problems - Low Appraisals By : Dan Lewis
The real estate market in the United States is undeniably hot, hot, hot. This toward pace has resulted in an odd mortgage qualification problem - low appraisals. Here are your options if you get a low appraisal amount. Appraisals An appraisal is simply an effort by a qualified person to put a value on a property. The process involves a review of the property, other properties in the area and so on.
Article Related to: mortgage, appraisal, appraisers

11). Appraisals - Plan for It By : Raynor
A critical part of selling a home is the appraisal. Here’s how to plan for it. You have a contract to sell your home and now the appraiser is coming. The appraisal needs to come in at a good price in order for your buyer to get his loan. What should you do? The Appraiser Says Appraisers typically tell people not to do anything special before they come.
Article Related to: appraisal, appraiser, marketabilitiy, hardwood flooring, good appraisal, sell your home, cleanliness

12). What Makes a Good Performance Appraisal? By : Robin Chandler
This document outlines our thinking about what a good performance appraisal and performance management process should be.
Article Related to: appraisal, performance management, performance appraisal

13). Real Estate Appraisal - Do It Yourself By : Steve Gillman
For single family homes, there are two basic methods used in real estate appraisal. They are replacement cost analysis, and using comparable sales. A third appraisal method, based on capitalization, is used for income properties, and is covered in another article. In figuring replacement cost the question is: What would it cost to buy this land and put this house on it? If the land (improved) would cost $40,000, and the house could be built for $150,000, the value indicated would be around $190,000 - if the house is fairly new.
Article Related to: real estate appraisal, real estate, appraisal

14). Depreciate property improvements correctly with cost segregation By : Patrick OConnor, MAI
Most commercial building owners are grossly overpaying federal income taxes because they are not depreciating their property as quickly as they should. A cost segregation study allows property owners to both defer and reduce federal income taxes. When properly performed by an appraiser with expertise in cost segregation, this is a conservative tax planning tool which reduces federal income taxes by properly allocating the cost basis between land, 5-year, 7-year, 15-year, 27.
Article Related to: appraisal, real estate, cost segregation, oconnor

15). It's All About Performance - Or Is It? By : Paul Phillips
Why do some people just not work out? Technically they can do the job, we checked that during the recruitment process. They just don’t fit.
Article Related to: performance, performance management, appraisal, recruitment, core competencies, culture, fit

16). Factors Considered By A Lender When Evaluating Your Loan By : Dan Lewis
The mortgage process can be a bit mystifying for borrowers when they undertake it for the first time. There are a lot of factors a lender considers, as shown here. Factors Considered By A Lender When Evaluating Your Loan Many first time homebuyers make incorrect assumptions about the mortgage process. They tend to get stressed out about things such as credit scores without understanding how they are really used.
Article Related to: mortgage, loan, credit score, ltv, appraisal, appraised, value, debt, income, ratio

17). Preparing for Appraisals – Contracts and Comps By : Raynor
You’ve sold your home and are getting ready for the appraisal. Here’s how contracts and comparable home sales impact the appraisal. Your Contract One of the indications of value an appraiser takes into consideration is the contract that exists between unrelated parties for the sale and purchase of the home. As odd as this may sound, sales between relatives often downgrade an appraisal amount.
Article Related to: appraisal, appraiser, sales price, cost to replace, appraisals, comparable sales, comps

18). The Basics of VA Loans By : Dan Lewis
While the G.I. Bill educated millions of military veterans, VA loans give them a step up on homeownership. Here are the basics of VA loans. The Basics of VA Loans Much like a HUD, the VA does not actually issue home loans to veterans. Instead, it makes home loans easier to get by guaranteeing that lenders will be repaid the full amount issued. This protects lenders from the risk of default on the loan.
Article Related to: va, veterans, military, veteran, va loan, loans, loan, lenders, points, appraisal

19). FSBO - How to Sell the Buyer on Your Asking Price By : Lori S. Anton
When determining what kind of an asking price to attach to a fsbo home, there are several points to consider. Because you have omitted a third party – a real estate agent – asking price can be more flexible. Still, you need to be sure the price you set on your home is reasonable and fair – for both you and the buyer. Get an Appraisal Obtain a house appraisal from a qualified appraiser.
Article Related to: fsbo, for sale by owner, fsbo home, home for sale by owner, house, online house appraisal, appraisal, buyer broker

20). Authenticating Of Jewelry By : Victor Epand
This article tells you about how the jeweler will go about authenticating your jewelry for you and how hard it might be to do that.
Article Related to: authenticating of jewelry, appraisal, jewelry, value, karat, grade, gemstones, clarity, weight, color, metal

21). Art Appraisals By : Norah Lynne Brown
In many cases, Gallery One is able to track current values of art purchased from Gallery One. For valuations to be valid, artwork should be removed from its framing and/or packaging and be personally inspected by a member of the Gallery One staff at the time of the valuation to determine that such work has remained in mint condition. There may be a fee imposed for such an inspection and/or for providing a written statement of current valuations.
Article Related to: art appraisals, appraisal, artwork

22). Real Estate Valuation By : Steve Gillman
Real estate valuation for single family homes is typically done by using comparable sales. With income properties this just doesn't work well. Imagine if you are looking at a 24-unit building. It would be difficult to find similar ones nearby that have recently sold. It's also not ideal to use replacement costs for income property appraisal. How do you figure replacement cost if there is no land for sale nearby with proper zoning? This is used as a secondary method, though, and can tell you if maybe you should be building instead of buying.
Article Related to: real estate valuation, appraisal, real estate

23). Appraisal - Valuation of Subsidized Housing By : Patrick OConnor, MAI
The purpose of this article is to analyze valuation methodology for several atypical types of apartments. Various circumstances and situations can cause an apartment complex to have above-or below-market rental rates, occupancy rates and operating expenses. This analysis examines the following two situations: 1. low-income subsidized apartments, which receive above-market rental rates from HUD or another government agency, and 2.
Article Related to: real estate, appraisal, tax, hcad

24). How Appraisals and Assessments Differ By : Raynor
Many people think appraisals and assessments are the same thing or at least that they should be for the same amount. The truth is they can vary greatly. Let’s look at each of them. Appraisals An appraisal is an estimate of market value. An appraiser can use many methods for coming up with this estimate. For income producing property, the appraiser may capitalize the value of the income stream.
Article Related to: assessments, appraisal, market value, appraiser, value, comparable sales, market value

25). How Much Is My House Worth? By : Steve Gillman
Are you wondering "how much is my house worth?" I have two answers for you. First, if you don't really need to move, it is worth whatever you say it is. If you think, "I wouldn't sell this house for less than $300,000," then it is worth that much to you. If you need to sell it, though, what it is worth to you is irrelevant. Market value is the only relevant value once you are ready to sell.
Article Related to: how much is my house worth, real estate, appraisal