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  • 1). Mortgage Refinancing Below 500 FICO  By : Tristan Hunt
    If you have been turned down for a mortgage refinance, especially a cash out or debt consolidation refinance, because your lender says your credit score is under 500, there are a variety of new options and strategies available which can help you get the cash you need now to pay off your credit card debts, collection accounts, and other derogatory or poor credit accounts and improve your FICO credit score to the point where you can qualify for a low interest, fixed rate loan.
    Article Related to: refinance, mortgage, 500, fico, under, below, bad, credit, score, poor, debt, consolidation, hard, money, private

  • 5). How To Avoid Bad Credit  By : Joseph Kenny
    Because we live in a society that is dependent on credit, having credit that is bad can make life very difficult. Many high paying jobs won't hire you. Lenders are unlikely to give you a mortgage. Getting an unsecured credit card will also be hard, if not impossible. It is not a secret that many people have less than perfect credit. But why is this, and what can be done about it? Many of the credit problems people experience is a self-inflicted wound.
    Article Related to: credit, loans, apply, secured, history, bad, avoid, better, check, records, experian, equifax

  • 8). Technology Acceleration  By : Phil Morettini
    Copyright 2006 PJM Consulting Technology is a GOOD THING. Well, most of the time it is. I’m sure you’ve seen articles bemoaning the NEGATIVE role that technology advancement has played in our lives. I have recently joined the ranks of those doing the bemoaning. GADGETS ARE GREAT Don’t get me wrong—I’m a tech guy through and through. I’ve chosen to work in the technology industry for 20 years, and I love gadgets as well as the next guy.
    Article Related to: technology, acceleration, high tech, law of unintended consequences, software, good, bad

  • 9). Bad Credit : Understanding The Basics  By : Joseph Kenny
    Many people have heard of bad credit, but some may not know what it means. For a long time, there was no established method for determining the credit activities of consumers. However, this all changed when a company called the Fair Isaac Corporation designed a credit scoring system that is called the FICO score. Because the three major credit agencies have different information on each consumer, the FICO score calculated by these agencies won't be exact.
    Article Related to: credit, cards, bad, poor, adverse, fico, score, rating, check, history, build, improve

  • 12). Credit Cards For Bad Credit Applications  By : Joseph Kenny
    If you have bad credit, you may be under the impression that you are not able to apply for a credit card. While it is true that you may be rejected from getting certain credit cards or loans, there are options available for those who have bad credit. Since a sizeable percentage of the population has bad credit, this has created a market which many banks and credit card companies have tapped into.
    Article Related to: credit, cards, bad, credit, loans, borrow, student, avoid, history, rating

  • 15). The Day the Music Died – 911  By : Paul M. Jerard Jr.
    The rest of the world is puzzled by this sudden “about face” in the care for human rights. The terrorists and our former allies should get a copy of an American history book. We haven’t forgotten 911, and we are not “sheep.” Part of our culture is warm and loving, while another part of our culture is decisive, bold, militaristic, and wants immediate retribution.
    Article Related to: news, society, government, politics, 911, music, died, death, day, bad

  • 17). Adverse Credit Credit Cards  By : Joseph Kenny
    As their very name suggests, adverse credit credit cards are an option available to those who have a bad credit history and, thus, credit rating. Why you may want to apply If you do happen to have a bad credit rating, then there is a strong likelihood that you’ll be successful when applying for one of these credit cards where you have been turned down when applying to the mainstream card issuers.
    Article Related to: credit, cards, adverse, bad, rating, history, check. company, interest, owe, debts

  • 18). Carbohydrates: Good vs. Bad  By : Ken_B
    Carbohydrates are our main source of fuel, especially for our brains. Completely eliminating them from your diet isn't a very good idea. Simple carbs such as soda, candy and other snacks that provide our body with no vitamins and minerals, just pure energy are known as empty calories. Too many of these can lead to obesity and diabetes. On the other hand, complex carbs provide us with an abundance of vitamins, minerals and antioxidants.
    Article Related to: carbs, carbohydrate, sugar, fruit, soda, candy, energy, good, bad, nutrition, whole, wheat, bread, complex, simple

  • 19). Sometimes It’s Good To Feel Bad  By : Pastor James Laws
    “I did it again. I know I shouldn’t have but I did anyway. And then it happens…the remorse. I start to feel so bad. Like God is displeased with me or something. It’s just the enemy trying to trick me with condemnation. I’ve read my Bible and I know it says that there is no condemnation to those who are in Christ Jesus. That means I shouldn’t feel bad or disappointed in myself.
    Article Related to: guilt, remorse, feelings, repentance, bad, good

  • 21). What Are Bad Credit Mortgages  By : Joseph Kenny
    The primary difference between a bad credit mortgage and a normal mortgage is that a bad credit mortgage is typically given to people who have a history of bad credit. Many people end up with bad credit due to bankruptcy, not making loan payments, or other issues. Others are taken to court or have been reported to credit agencies. These mortgages are also known as credit impaired mortgages or a poor credit mortgage.
    Article Related to: loans, mortgages, bad, credit, history, owe, banks, money, secured, payments, debt

  • 24). Saving Money Can Help You Avoid Bad Credit  By : Joseph Kenny
    One thing that many high schools today fail to teach students is finance management. Studies have shown that many students graduate from high school without knowing the basics of personal finance. Many of these same students will shortly be sent a credit card after their graduation and because of this it is easy to see why so many people today have problems with debt and bad credit.
    Article Related to: credit, cards, bad, adverse, save, money, purchase, debt, history, bank



 


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