Budgeting Articles

1). 7 Easy Ways to Save Money By : Brian Baldwin

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2). Taking Control of your Finances. By : Debra Lohrere
To find money to invest for your future, you need to make sure that your outgoing expenses are less than the income that you are receiving. You need to develop an excess that you can have free to invest. Now before you start to think….”well I don’t have any excess left…if I was earning more money….then I would have some free”. Let me dispel this myth…and tell you that it is a known and excepted fact that the amount of money that people earn has little if any bearing on whether or not they have an excess left to invest.
Article Related to: budget, budgeting, financial security, invest, investing

3). Another 7 Easy Ways To Save Money By : Brian Baldwin
In our last article we focused on a few ways to save money. This time, you’ll find a few more ways to save money and maybe a couple that you didn’t think of. As always, it’s not my intention to make you a cheapskate, but rather to give you the choice of where to spend your money instead of wondering where it went.
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4). Your Home Business Budget Foundation By : james lowe
How to manage your time and money so you can be the best you can be
Article Related to: accounting, budgeting, time management, auditing

5). Utilizing Budgeting Software For Small Businesses By : David Gass
Explains the importance of the different types of budgeting software on the market today.
Article Related to: budgeting, software, loans, credit, services, small business, spreadsheets, management, workflow

6). What Happened To My Money? By : Mosiekk Conley
Have you ever found yourself asking this question? If you have you are not alone. There are thousands of people who find themselves looking at their bank statements or calling their banks and asking this same exact question. The problem is two fold. By this I mean, as consumers it is our money so it is our duty to keep track of our finances not the banks or anyone else.
Article Related to: personal finance, home budget, budgeting, personal budget, banking fees

7). How to Save Money at the Grocery By : Chris Chenoweth
You're on this budget and you're doing well sticking to it, until you go to the grocery store. Even though you try to stick to your budget, it's so hard with groceries being as expensive as they are. Sometimes just buying the basic foods can knock you completely off your budget. Don't even think about buying the extras like all the really good things we like to eat.
Article Related to: save money, food savings, budget, budgeting, grocery shopping tips, coupons, food shopping, money saving tips

8). Don't Be Held Hostage By The Price Of Gasoline By : Jim Donovan
It seems everywhere you go these days, at least in the US, the conversations are about the price of gasoline. No wonder, since it's broken the $3.00 a gallon barrier and is causing a lot of people real hardships. I'm old enough to remember the gas lines of the 1970's when a similar situation occurred. At that time, I had a production services company in New England, in partnership with a man named, Irving Goldmacher.
Article Related to: money, finance, gasoline, budgeting, debt

9). Save Money The Crock Pot Way By : A Crock Cook
Saving money – is something we would all like to do. Whether you are struggling to manage day to day or earning a six figure salary, saving is something we all think about. There is one thing we can all save on. The one thing we all do, every day, several times a day. We all … Eat. And food these days can be so expensive. It is quite easy to go to the grocers and spend your entire weeks pay just on food.
Article Related to: crock pot, slow cooker, recipe, budgeting, saving, money, cooking, food, meals

10). How Can Setting A Simple Budget Set You Financially Free? By : Keisha Seaton
Budgeting is an effective way to save money, eliminate debt, and create a good financial situation for you. However, many people find it difficult to stick on to a budget. If effectively tacked, you will realize that a good budget can help you to enjoy a better financial position. In simple words, successful budgeting can ensure one a debt free life.
Article Related to: personal financing, budgeting, how to set a budget

11). Building Financial Security Steps 4 to 6. By : Debra Lohrere
4. Learn to Set Goals Most self made, successful business people and investors have achieved their success by planning to do so. They have set goals for themselves and achieved them. They invest time in reading and learning about wealth creation and are happy to learn from other people’s mistakes and experiences, as well as their own. They set goals, and realise that they will be far better able to achieve them if they familiarise themselves with the ways in which other people acted and the things that others have done to succeed.
Article Related to: goals, goal setting, budget, budgeting, investment, property investment

12). Looking For A Less Expensive Plan – Consider Cell Phone Family Plans By : Julia Tanner
Do you have a whole herd of kids, each one screaming they want a cell phone? On one hand, you want to make sure you can get in touch with them and vice versa in the case of an emergency. On the other hand, you have the incredible expense (and experience telling us you can be twelve and survive without a phone on your hip!) Decisions, decisions. If you have talked yourself into letting your kids have a cell phone but the expense is holding you up, consider cell phone family plans.
Article Related to: cell phone family plans, phone bills, budgeting

13). Budgeting Through Elective Utilities By : Daymon Hoag
Telephone, Internet, and television service are all examples of elective utilities. These utilities, though many times necessary, are not essential to basic living standards in the United States like gas, electricity, and water. Elective utilities are no less important to a household budget. When budgeting elective utilities, the trick is to find a company offering the same service or better for a lower rate.
Article Related to: bundled service, phone, tv, dsl, broadband, satellite tv, budgeting, utilities

14). The Retirement-Savings Vs. College-Savings Dilemma By : Francis Kier
Before a child is born, every parent considers (even if briefly) the cost of raising a child and to put them through college. And the question about saving money that you’ll consider at some point is: how do I evaluate whether I should be saving for my own retirement or saving for the kids’ college? The obvious answer is to save for both. But few young parents have the earning power and lifestyle discipline to have extra money left over at the end of the month.
Article Related to: retirement savings, college savings, budgeting, personal finance

15). You CAN afford to be a Stay-at-Home Parent! By : Jen Tarzian
From the moment I learned I was pregnant, I knew I wanted to be a stay-at-home mom. That feeling only strengthened when my beautiful son was born. I took one look at him and wondered how I could ever give up the opportunity to spend each and every day with him, watching him grow and learn, and exploring the world for the first time through his eyes.
Article Related to: sahm, moms, dads, parenting, stay at home, children, kids, babies, budgeting, family

16). The Importance of a Household Budget By : Mike Freemen
Learning to create and stick to a budget will do more for your financial life than anything else. This article focuses on the importance of a monthly budget.
Article Related to: budget, finance, budgeting

17). Credit Card Fool By : Thomas A Martucci
We allow the credit card industry to make fools of us and we do nothing about it. If someone told you that you were being made a fool of, wouldn’t you address the issue? I know I would. Credit card companies have revenue of $76.03 billion dollars and the majority of this revenue comes from late penalties and over limit and cash advance fees. $29.2 billion came from late penalties, $15.
Article Related to: budget, budgeting, personal budgeting, personal finance, cash, credit cards, debt, debt management

18). 5 Strategies to Successful Cash Flow Management By : John J Reddish
Copyright 2006 John J Reddish Managing cash flow is every manager's challenge, every day, every year. Those managers who keep a close eye on their daily activity and emerging industry trends can help reduce their company’s exposure to the chill of a cash crunch. How can you predict, avoid and/or, minimize the impact of a cash emergency? First, pay attention when any cash shortages arise.
Article Related to: money, cash flow, cash crunch, budget, budgeting, financial, money management, cash emergency, cash shortage, managing cash flow, cash crisis, manage cash flow, cash flow challenges, budget shortfall, business cash flow, john reddish

19). A Look At Personal Bankruptcy & What To Expect By : Susan Green
One of the most difficult decisions that you can face is whether or not to file for bankruptcy. For individuals, there are basically two types of personal bankruptcy, which includes Chapter 7 and Chapter 13. Designed to give the filer a fresh start in life by wiping out certain debts, a Chapter 7 bankruptcy will rid the filer of credit card and other unsecured debt.
Article Related to: finances, bankruptcy, budgeting

20). Utilizing Your Financial Safety Net By : Richard Kimball
Where do you keep your money that you set aside for annual or semi-annual payments or for emergencies where you need extra cash quickly? You don’t want to draw funds from any of your savings or investment accounts – there may be a penalty for early withdrawal or it might be financially disadvantageous at that time. Most people just keep what they have in their checking accounts where it earns nothing or next to nothing.
Article Related to: money market accounts, saving, earning interest, budgeting, insurance deductible, financial security

21). Save Money By Saving Your Change! By : Nocita Carter
Provides tips on how you can increase your personal finances.
Article Related to: save money by saving your change, save money, personal finance, finance, budget, budgeting

22). April 15th… Time To Splurge By : June Carr
Splurge, throw caution to the wind. Time to spend your tax refund.
Article Related to: taxes, budgeting, financial planning, money

23). Basic Tips on Personal Finance By : Oyvind Hennum
Do you ever wonder where your money goes every month? Does it sometimes seem as though you cannot afford to do things because your financial obligations are holding you back? If you find that you are asking yourself these sorts of questions, perhaps you should take a look at your financial situation and assess whether you are practicing good personal finance management or not.
Article Related to: financial freedom, personal finance, budgeting, saving, motivation, book reviews

24). Budget For The Future By : jclason
Have you sat down and really thought about your financial future? I know people are busy these days and you think "well I'm young now and I'll have time to do it later." You're dead wrong. You are NEVER too young to start saving for retirement! They say if a 25 year old puts in $2.00 a day into a savings account ($60.00 a month), buy the time he reaches 65 he'll have a million dollars.
Article Related to: investing, personal finance, savings, money, budgeting, budgets, retirement, retiring, save money, income

25). Developing a Successful Home Budget By : Francis Kier
This is probably the most requested topic that I receive, normally after someone gets a large unexpected expense, or they start thinking about retirement and realize that they have saved a woefully inadequate amount of money. I recommend using a monthly time-frame to look at your cash inflows and outflows, because most bills are monthly and four weeks is a short planning period that most people can manage.
Article Related to: budgeting, personal finance, debt