Budgets Articles

1). Budgeting: The Critical Flaw That Causes Most Budgets to Fail By : Charles J. Phelan
Budgeting. It's a word we're all familiar with. Everyone knows what a budget is, right? Yet how many of us actually make and stick to a solid monthly budget? The truth is that most of us start out with the best of intentions, but an unexpected expense comes up and busts our budget. Then we give up and go back to juggling our finances and worrying about having too much month left at the end of the money.
Article Related to: budgets, personal finance, expenses, savings

2). 7 Tips To Increase Your Credit Score By : Greg Quincy
Having a high credit score can mean the difference of thousands of dollars of saved interest expense compared to others with a lower score. For example, if you improve credit score results from the credit bureaus, just a few points that increase your credit score can make huge difference in the interest rate you will pay for a home purchase. It pays to increase your credit score! The most commonly used credit scores available to lenders are FICO scores, which is a scoring method created by Fair, Isaac & Co.
Article Related to: credit report, credit score, finance, money, saving, budgets, personal finance

3). Cash Is King By : Thomas A Martucci
If you understand and follow the basic principle of “Cash is King” you can change your life forever. Your life will be less stressful financially and you will be taking your first major step toward “financial peace of mind”. “Cash is King” is an easy principle to understand; however it may be difficult to follow. This principle is the key to less stress within your financial life.
Article Related to: budgets, cash, personal budgets, personal finances

4). Budget For The Future By : jclason
Have you sat down and really thought about your financial future? I know people are busy these days and you think "well I'm young now and I'll have time to do it later." You're dead wrong. You are NEVER too young to start saving for retirement! They say if a 25 year old puts in $2.00 a day into a savings account ($60.00 a month), buy the time he reaches 65 he'll have a million dollars.
Article Related to: investing, personal finance, savings, money, budgeting, budgets, retirement, retiring, save money, income

5). Constant Credit Card Payments By : Terry Rigg
Are you trapped into making only minimum payments on your credit cards? I hope not. Minimum payments decline as the balance on the credit card declines. Let's take a credit card with a $2000 balance at 15% interest to use as an example. You would expect to pay about a $40 (2%) monthly payment when you start making your payments: By making the minimum payment only, it will take you 13 years and 11 months to pay off your credit card and you would expect to pay $2,126 in interest.
Article Related to: bills, budgets, credit cards, payments, management, finances, paycheck

6). Budgeting When Your Paycheck Varies By : Terry Rigg
How can you decide how much you have for bills and expenses when your paycheck varies from one payday to the next? That's a question a lot of people struggle with. A few of the occupations that I can think of off hand that could fall into this category are waitresses or waiters working for salary and tips, truck drivers that are paid by the mile and never know how many miles they are going to get, the self-employed that their business income varies from season to season, and the list could go on.
Article Related to: bills, budgets, credit cards, payments, management, finances, paycheck

7). Money Is A Family Affair By : Terry Rigg
If you are single and don't have kids this tip won't mean much to you. For the rest of us that have others to consider when making money decisions it just may make things a little easier. I guess the best knock-down, drag-out fights my wife and I ever had was about money. No, it never came to blows because she's meaner than I am. Believe me you can have a lot of fights in almost 40 years.
Article Related to: bills, budgets, credit cards, payments, management, finances

8). The Bills Can Wait By : Terry Rigg
Have you ever wanted anything so much that you were willing to put off your bills to get it? A lot of people have and some do it month after month. The worst part of this is that these same people wonder why they are having money problems. I'm not talking about putting off the bills to buy groceries or pay for necessities. I'm referring to those little things that you just have to have but really don't need.
Article Related to: bills, budgets, credit cards, payments, management, finances, paycheck

9). A Business on a Budget By : Zach Thompson
Starting a small home business on a budget is extremely possible. You will be amazed at how quickly you can expand your budget and use your profits to grow your new home business.
Article Related to: business, budgets

10). Living Within Your Means: How to Develop a Realistic Budget By : Jay Delgado
This article is a step by step way of formulating a realistic budget that you can live with.
Article Related to: budgets, credit, credit reports, exspenses, income, bills