Credit Bureau Articles

1). Credit Bureaus Adopt New Credit Scoring System By : Rick Hendershot
The three major consumer credit bureaus in the U.S. have recently created a new credit scoring system that will give financial institutions a more consistent evaluation of the credit worthiness of applicants. The three agencies -- Equifax, Experian and Transunion -- have introduced the new system called "VantageScore". The new scoring system will be used immediately for reporting to banks, lenders, and credit card companies, and will be available to consumers later in the year.
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2). Your Credit Score Can Be Destroyed By Simple Credit Inquiries By : Thomas Rendleman
What you don't know about credit inquires can destroy your credit score and effect what you can qualify for. Whether you are shopping for a cell phone, car, home loan, insurance, or just curious about wanting to see what you could qualify for, a credit inquiry can cost you points on your credit score. Even a reduction in credit points may seem trivial.
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5). Credit Report -- 5 Secrets Credit Bureaus Don’t Want You to Know By : Jim Eastman
If you've ever applied for a loan or credit card, chances are your lender acquired and examined a copy of your credit report before deciding whether or not to grant you credit. Your "Credit Report" is a record of your credit history and it's prepared by agencies called "Credit Bureaus", or "Consumer Reporting Agencies." These are private organizations and have no affiliation with the United States (or any) government.
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6). Your Name and Credit Building By : K Hoyng
There are many great aspects to building credit in your name especially if you are married or divorced. Let’s review carefully so that you may get the most from it. If you have failing credit and are married, you might need to develop your credit in your name instead of with your spouse. Someone has to have stability. In addition if you and your spouse are separated and all the credit cards of credit information are in your spouse’s name you will want to restore your credit in your name.
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7). Know Exactly What Your Credit Score is Before You Apply For Your Financing By : James Hunt
If you’re thinking about buying a new or used car through financing you’ll want to make sure that you have copy of your credit reports so that you know exactly what your credit score is before you apply for your financing...
Article Related to: credit reports, experian, equifax, credit score, transunion, credit bureau

8). How To Bounce Back From Bad Credit Ratings - Starting Today By : S. Janice Peel
Credit has a very important place in most people's lives today. A good credit rating is essential for many of the things we do everyday, such as, use a credit card, rent an apartment, qualify for financing for large purchase department store items, or buy a car, just to name a few. If, for whatever reason, you don't make timely payments to a creditor or miss a payment, your creditor reports this to the credit bureau, and it is added to your credit report.
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9). Identity Theft - When It Happens To You By : Liz Roberts
So, you've just realized that someone has stolen your identity and is racking up debt left and right, and you want to put a stop to it, but you don't know what to do. Well, keep reading, because in this article you will learn exactly what to do when you are a victim of identity theft. Once you have absorbed this information, act quickly, because the sooner you start fighting for your identity, the sooner you will win.
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10). How To Get Approved For A Car Loan After Bankruptcy Or With Bad Credit By : David Maillie
How to get the best car loan and rates possible for your credit. Also easy steps you can take to quickly repair your credit so you can get an even better deal.
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11). Identity Theft, Protecting Yourself Against the #1 Crime in the World By : Robert Miller
One simple telephone call can block 99.9% of personal exposure to Identity Theft. Why is this not common knowledge? There are more than 1200 new victims of Identity Theft every hour of every day. It is estimated that $221 billion a year is lost by businesses worldwide due to ID Theft.
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