FICO Score Articles

1). What's In Your FICO Score? By : Ed Vegliante
Obtaining copies of your credit reports from the three major credit reporting bureaus is a must for all American consumers. If you order your copies directly from each bureau, you can get yours for free [once per year per bureau]. That is the law. There is, however, one piece of information not included with your credit reports and that is your FICO score.
Article Related to: fico score, credit card, credit cards, credit report, credit bureaus, fair issac corporation

2). How To Check Your Credit Score and Know Its Affect On You By : Greg Lietz
You may not know it, but every time you take out any kind of loan or credit or pay something back, it gets counted on your credit score. Who keeps a record on you will vary according to where you live, but the big three credit reference agencies are Experian, Equifax and Trans Union. They will provide your credit rating to any company that is thinking of lending you money.
Article Related to: credit rating, credit score, repairing your credit, rebuilding your credit, fico score

3). The FICO Score By : Deborah McNaughton
What is a FICO score? You may have heard the term, but do you really know what it is?
Article Related to: credit report, fico score, credit score

4). Credit Reports: Managing your credit history By : tima
Credit reports are used by financial companies to evaluate their customers for loans, mortgages, and other borrowings. They are also used by landlords, employers, and other interested parties to evaluate their clients. It is important to be aware of what is on your credit report so as not to face surprises in the future. A credit report contains a history of your credit life: amounts borrowed, credit card dues, loans, payments, dates, periods, late payments, defaults, public records, and so on.
Article Related to: credit reports, free credit report, government credit report, credit, credit history, credit score, fico score

5). Improve Your FICO Score with Student Loan Consolidation By : Chris Studer
Consolidating student loans is one of the most effective ways to improve your FICO score dramatically. A FICO score is perhaps the most important factor in shaping your financial future. Just a few additional points on a FICO score can literally save tens of thousands of dollars over a lifetime by locking in low interest rates on houses, cars, and other items purchased with credit.
Article Related to: student loans, student loan consolidation, fico score, consolidate student loan

6). Free Credit Report – Why You Need One! By : nan
What’s my Credit Rating? Why is it important? If you’re like most of us, you probably don’t even think about your credit rating until it’s time to apply for a credit card, mortgage or car loan. A little known fact is that people with a ‘good’ or ‘excellent’ credit rating can pay a significantly lower interest rate when they borrow money. This wonderful news can mean a savings to you of hundreds or even thousands of dollars over the life of a loan.
Article Related to: credit report, credit rating, fico score

7). FICO Scores, Credit Repair and Home Loans - The Real Truth By : Keith Gill
The Fair Isaac and Co. is the renowned developer of what in financial circles is known as the FICO score. A FICO score is a procedure or a methodology that gives a fair idea of whether users of credit will pay their outstanding bills. It was in the 1950’s that Fair Isaac, began working on a scoring method that would make the lives of lenders much easier.
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8). How To Check Your Credit Rating and Know Its Affect On You By : Greg
You may not know it, but every time you take out any kind of loan or credit or pay something back, it gets counted on your credit rating. Who keeps a record on you will vary according to where you live, but the big three credit reference agencies are Experian, Equifax and Trans Union. They will provide your credit rating to any company that is thinking of lending you money.
Article Related to: credit rating, credit score, repairing your credit, rebuilding your credit, fico score

9). Are You A Credit Risk? No? Are You Sure? By : Gus Benson
You may not find out how bad your credit really is until you apply for a mortgage. Then you will quickly realize that the low interest rates everybody raves about these days, the rates that are a big part of the rising prices of real estate across America, don't apply to everyone. To be specific, they don't apply to you! If you have bad credit, you are not going to receive the same low interest rates on your home loan that your neighbor with good credit will.
Article Related to: credit, bad credit, fico score, credit score, credit risk

10). Easy Steps To Maintain A Good Credit Score By : Bradley Carson
A good credit score can be an asset when you need it most. But if you don't regularly monitor your credit status, your credit score can become a liability. Have you checked your credit report lately? By law you are able to obtain a copy of your credit report free every 12 months from each of the three nationwide credit reporting agencies, Equifax, Experian, and TransUnion.
Article Related to: good credit score, credit score, free credit report, fico score

11). Considering Ovation Law for Credit Repair? Read this First. By : Dylan Mills
Are you willing to trust Ovation Law with your credit score? Would you answer the same if you knew they lie to you to get your business? Ovation Law is one of the leading credit report repair law firms in the industry. As a credit repair law firm, they act on behalf of their clients by working directly with the credit bureaus to dispute negative items on the client’s credit reports.
Article Related to: credit repair, credit report, credit score, fico score, credit report repair

12). Credit Repair By : Mike Hamel
More than 30 million have credit problems cause by everything from late payments to bankruptcy. The American Bankruptcy Institute reports that, “The number of bankruptcy cases filed in the 12-month period ending September 30, 2005, totaled a record 1,782,643.” Whether it’s brought on by personal illness, the loss of a job, or overspending, credit problems can seem overwhelming.
Article Related to: credit repair, mortgage refinancing, fico score

13). Are You Ready For A New Credit Scoring System? By : Nocita Carter
Provides information on the new credit scoring system known as the VantageScore, and what changes you should expect.
Article Related to: credit score, credit scoring, vantagescore, fico score, credit, credit report

14). What Does FICO Mean To You? By :
Although it may not be a term you're familiar with, the term FICO can be a determining factor as to whether or not you qualify for a credit or loan. But what is FICO, and how does it affect you when it comes to your creditworthiness? The acronym FICO actually stands for Fair Isaac Company, which was the company that originally created a mathematical model for the credit reporting company Experian.
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15). Is Credit Scoring Important In Your Life ? By : Ken Black
Do you know your credit score? Does it matter to your financial future? Find out right here.
Article Related to: credit scoring, fico score, credit reports

16). Your FICO and Credit Score Explained By : Robert Hughes
A simple explanation of how your FICO and credit scores are calculated and used. These scores are very important numbers if you decide to apply for a loan or credit card. Lenders use them as a tool to decide whether or not they will give you a loan and how your interest will be calculated.
Article Related to: credit score, fico score, fico, debt, credit

17). FICO Score - Do You Know Yours ? By : Ken Black
Did you know that your credit score (FICO) determines whether or not you can get a loan, a credit card, a mortgage, or any other financing?
Article Related to: fico score, credit rating, credit score, credit reports

18). How is a FICO Credit Score Determined? By : Peter Kenny
A brief discussion of the factors that make up a FICO credit score
Article Related to: credit, finance, credit score, fico score, credit cards, personal finance, debt, debt consolidation

19). How to Dispute Your Credit Report By : Peter Kenny
A brief discussion of the steps consumers need to take if they discover incorrect or inaccurate information in their credit report.
Article Related to: finance, credit cards, debt consolidation, credit report, fico score, personal finance

20). Credit Repair: 10 Simple Steps for Quick Credit Repair By : David Kamau
We live in a credit-driven economy, where bad credit can cause life to be miserable. This article offers simple steps towards quick credit repair and some common mistakes to avoid.
Article Related to: quick credit repair, credit repair, credit score, fico score

21). Foreclosure and Your Credit Score By : Dave Dinkel
How much and how long does foreclosure impact your credit score and how much more does it cost you in additional interest expenses over time?
Article Related to: foreclosure, credit report, credit score, fico score, fico, deed, short sale, short pay

22). Understanding Your Credit Score By : Christina Costa
Have you ever taken the time to learn what exactly is in your credit report? What top three credit bureaus are looking at it? It is very important to understand your credit and credit score. Most of all, how it affects you!
Article Related to: credit report, credit score, understanding credit, fico score, credit card, bad credit, credit

23). Credit Cards: Risky Business By : Lynne Albright
Examine factors that reflect on your credit score, credit worthiness and your shopping and bill-paying habits. Repair your credit to improve your FICO score and credit profile.
Article Related to: credit, credit cards, fico score, debt-to-credit ratio, repair credit, bad credit, bankruptcy, credi

24). Understanding Your FICO Credit Score By : David Kamau
The FICO credit score, or simply FICO score, is perhaps the most important aspect of your credit report and history. Why is it important? Because it is the score MOST creditors use to rate your risk level, and determine whether to give you a loan or credit and at what interest rate.
Article Related to: credit score, fico score, credit rating