First Time Buyer Articles

1). Refinance & Mortgage Tips: Down Payment From 401k Or 403b Retirement Annuities By : Tristan Hunt
If you are purchasing a home and have a substantial portion of your assets inside of a retirement account such as a 401K, 403B or other retirement product or annuity, you may choose the increasingly popular option of tapping those funds to make a down payment on your new home. Like any other accounts you may have in your name, such as brokerage accounts.
Article Related to: debt consolidation, mortgage, refinance, credit card, home loan, buy house, first time buyer

2). Refinance & Mortgage Tips: Down Payment With Gift Letter By : Tristan Hunt
If you are a first time home buyer who has been out shopping for that dream house, you’ve probably already heard your real estate agent or property developer’s first question: “How much will you be putting down?” If you have excellent credit, several years of consistent income on record and a relatively long history of using credit wisely, you may qualify for 100% financing, often referred to as a “No Money Down Mortgage” or “Zero Down Home Loan”.
Article Related to: debt consolidation, mortgage, refinance, credit card, home loan, buy house, first time buyer

3). A Leap Into The Unknown? By : Sharleen Standling
If you are thinking of purchasing your first home, and taking your first step onto the property ladder, your head will be spinning with the amount of advice you will come across for first time buyers.
Article Related to: mortgage, first time buyer, property ladder

4). Refinance & Mortgage Tips: Down Payment From Savings By : Tristan Hunt
Once you’ve figured out how much of a down payment you can make on your home mortgage, it’s time to determine how to document the source of your funds for the down payment and closing costs. Now you might be saying, “Why do they care where I get the money?” Lenders need to verify the source of funds to both assess the underlying risk in you as a borrower as well as to prevent loan fraud.
Article Related to: debt consolidation, mortgage, refinance, credit card, home loan, buy house, first time buyer

5). Mortgages - A Guide For First Time Buyers By : James Copper
This article looks at the basics of mortgages for first time buyers. It gives a basic overview of the various aspects that potential buyers should be aware of.
Article Related to: mortgages, real estate, secured loans, remortgage, first time buyer, finance, money

6). Must Read Tips For First Time Buyers By : James Copper
This article outlines some important points that first time buyers need to consider before taking the plunge.
Article Related to: first time buyer, mortgage, home loan, finance, real estate

8). Mortgage & Real Estate Tips For First Time Home Buyers By : john mazzara
Buying a home for the first time can be intimidating. This article will help alleviate the fear by providing knowledge. Specific mortgage loan product recommendations are provided and explained. This article will make the reader a more informed buyer.
Article Related to: first time buyer, first time buyer mortgage, real estate, mortgage, fha, 100% financing, pmi

9). Cash Back Mortgage! Is it Friend or Foe By : Jim Thornton
In an increasingly competitive mortgage market you start to see the Banks push mortgage products that will give them an edge over their competition. They will offer any incentive they can to get you committed to a mortgage for as long a term as possible and this makes you wonder who is getting the best end of the deal.
Article Related to: mortgage rates, best rates, refinance, consolidate debt, mortgages, first time buyer