Moneynet Articles

1). Excessive bank account and credit card charges attacked as “unfair” and possibly illegal By : Michael Hanna
One missed credit card payment, or going overdrawn without permission, and suddenly a Ł30 charge can be incurred. Bank charges can seem to be unfair and too harsh given the frequently tiny amounts of unauthorized borrowing involved. Now it seems that the law could be in agreement. Following on from an investigation launched in October 2003, eight.
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2). Loans Are Not Just For Christmas. Surviving The Holiday Debt Hangover. By : R.Green
Christmas is coming - A time for decorations, songs, over-eating, gift giving, visiting the family, consumer spending and the increasing of personal debts. Bah humbug. While most people see Christmas as a joyful period there are many who see it as a time of financial worry as they cannot afford to buy presents for everyone. For these people it is often the doorstep lenders who will be getting fatter rather than them and their family.
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3). Judging The Hidden Costs Of Credit Cards By : Mr Hanna
Recent reports from CreditAction and the National Debtline appear to show that UK consumers are becoming more financially aware and are looking to reduce their levels of personal debt which have spiraled seemingly out of control over the past few years. Despite the industry wide introduction last year of the "honesty box" in all credit card statements.
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4). Insurance News – UK Ex-Smokers Reportedly Paying Too Much For Life Insurance. By : R.Green
According to recent life assurance research by Sainsbury’s Bank, many ex-smokers may be paying too much for their life insurance. They assert that during the past 5 years approximately 6.78 million people have given up smoking, however only a quarter of these people have informed their life insurance company. Time requirements differ between insurers; however, many companies consider a person to no longer be classed as a smoker after one year following quitting.
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5). The World Cup Is Drumming Up Amazing Amounts Of Finance This Summer By : Mr Hanna
World cup fever for 2006 is predicted to be more intense than 2002, with the advertising industry tipped to see higher sales than previously, with estimated spending on marketing reaching Ł300m during the tournament. The Centre for Economics and Business Research has stated that there is likely to be a spending boost of about Ł1.25 billion which will.
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6). Housing Market Cools But More Needs To Be Done To Assist Buyers By : Mr Hanna
The figures show that house price inflation slowed to only 0.1% in April, significantly slower when compared with a 1.1% increase for March, and the annual house price change fell to 4.8% in April from 5.3% in March, leading to an average UK house price increase of Ł1490 to Ł163,573, from Ł162,083, up by nearly Ł7,500 more than at this time last year.
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7). Personal Loans, And How Cash Flows Like Information In 2006 By : R.Green
We take a dynamic approach to our lives, but it’s rare that this dynamism extends to our personal finances. Perhaps it’s the nature of the beast but, at least in the UK, personal finance is a topic that is off limits in conversation and pushed to the back of the closet whenever possible. It is almost a taboo. And it shouldn’t be this way. We live in a financial world, commercialism rules and free markets dominate global finance.
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8). Personal Loans – How To Make Sure You Get The Best Deal By : R.Green
If you are in need of obtaining additional money quickly, then your main choices are using a credit card or obtaining a personal loan from a bank, building society or from a specialist loan company. For short term borrowing credit cards can be useful, but for longer term borrowing a loan may seem to be the best option. Whenever you take out a loan or.
Article Related to: personal loan, personal loans, loans, unsecured loan, secured loan, moneynet, moneynet.co.uk

9). Nsecured Loan To Secured Loan - How A Loan Company Can Convert Your Debt And Claim On Your Home By : R.Green
Warnings have been issued recently by debt counselling charities, regarding an increasing trend by some of the high street lenders to issue “charging orders” on borrowers’ homes in order to recover bad debts. Major names in loan provision such as Abbey, Alliance and Leicester, Bank of Scotland, Halifax, Lloyds TSB, Nationwide, and Northern Rock have all admitted to using these measures to turn an unsecured loan into one that is secured against the borrower’s house.
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10). UK Consumers Start Clawing Their Way Out Of The Financial Debt Pit By : Mr Hanna
Another year ended, and another round of UK debt statistics. CreditAction has just announced the latest summing up of the personal debt situation in the UK. Their figures show that the end of 2005 has seen the total level of personal debt rise to an astounding Ł1,158bn, an increase of Ł100bn compared with the same time last year, and this debt is increasing at a rate of Ł1m every 4 minutes.
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11). Money At Christmas - Surviving The Festive Period Without A New Year Financial Hangover By : R.Green
Money always seems to be tight. Every year at Christmas the financial situation always seems to get worse. Increased electricity and heating bills to pay, expensive party food to purchase, presents to buy, travel costs to visit relatives, the list seems to be endless, while finances are certainly not. It is the season to be jolly, whilst trying to forget the long-term costs which will emerge in the New Year.
Article Related to: credit card, credit, personal finance, money, moneynet, moneynet.co.uk, financial comparison, apr

12). The UK house market and how to survive it. By : Michael Hanna
According to the Nationwide Building Society, the UK housing market has made a "strong start" in 2006, with the biggest rise in house prices for 18 months, rising by 1.4% in January. This was seen by the Nationwide as part of a “strengthening trend” since October, with confidence returning to the housing market, but the high price rises of 2004 were not expected to return.
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13). Credit Card Safety – Chip And Pin Not Enough By : Mr Hanna
Credit cards and debit cards are viewed as relatively secure methods of making purchases; however as with any security measure there are people who will try to find their way around it. Various increasingly complex methods have been devised to access bank accounts by obtaining the consumer's details such as scanning and copying the electronic strip on the back of the card to create duplicates which can be used to siphon off funds.
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14). Will You Be Watching The World Cup On Your Mobile Phone? By : Mr Hanna
World Cup 2006 is almost upon us and the worldwide audience is set to smash all records. But the days of cramming around the television in the front room or in the local pub are diminished if not yet gone. With increased technological developments, football fans will be able to utilise new technology to follow their national teams’ fortunes. The increasing sophistication of the web means that live games will be shown on sites such as the BBC this summer (http://www.
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