Mortgage Broker Articles

1). Surety Bond Bulk Discounts By : Michael Weisbrot
Every now and then I get a call from a new client asking how much of a discount they will receive for obtaining multiple bonds. I immediately know the conversation will take a bit longer than usual, as I will have to explain what surety bonds are in order for them to understand why they will not obtain a discount for placing multiple bonds. Surety bonds are not an investment bond, rather they are a three party (principal, obligee, and surety) guarantee.
Article Related to: surety, bond, insurance, bonds, discount, rate, state, industry, performance, mortgage broker, producer, principal

2). When Will Ben Bernanke Blink? Is the Federal Reserve’s Rate Raising Fight Against Inflation Going Too Far? By : Sydney Jackson
There is a lot of speculation and debate among economists about whether the Federal Reserve will raise the Fed’s short term interest rate to 5% in their meeting on Wednesday. If they do, it will make 16 straight jumps of .25%, since it reached it’s low point of 1%. Most people seem to feel that statements by Fed Chairman Ben Bernanke have sent mixed signals about whether or not this meeting will be the time for a pause.
Article Related to: ben nernanke, federal reserve, mortgage rates, florida mortgage, mortgage broker, prime rate, arm, fixed rate mortgage, adjustable rate mortgage

3). Mortgage Brokers and Loan Officers By : lchand
Are you looking for a new career? You may want to think about becoming a mortgage broker or loan officer, or sell useful products to the existing brokers and loan officers. If you type Mortgage Broker or Loan Officer in your search engine, you will find links to thousands and thousands of websites. This is because Mortgage Brokers and Loan Officers provide a much needed service to the public.
Article Related to: mortgage, mortage banking, broker, mortgage broker, loan officer, mortgage training, broker training, mortgage loan, buyer, lender

4). How to Avoid Nasty Mortgage Junk Fees By : Kevin Blasi
So, you've taken an application with a mortgage broker. He has told you your monthly payment and the total amount you will need at the time of closing. How do you know the charges on the loan are fair? How do you compare this loan to others you have been offered? Check the GFE. The Good Faith Estimate (GFE) can be your weapon to get the fairest price for your loan.
Article Related to: mortgage, kevin blasi, good faith estimate, loan officer, mortgage broker, closing costs, points

5). Loan Officer Marketing Ideas Learned From Cooking Popcorn By : Joe Pahl
This is an informative article about important marketing ideas loan officer can learn from cooking popcorn.
Article Related to: loan officer, originator, mortgage broker, mortgage marketing, leads, sales, prospecting

6). True value is in the eye of the beholder - Property valuation advice By : John S. Smith
There are few more emotive issues than the estimated value of your own property. Anyone who has been or is intending to remortgage in the foreseeable future will be aware that an independent valuation will need to be completed in most cases. In the current property market, this can be a harrowing and eye opening experience. It has become increasingly.
Article Related to: mortgages, real estate, property valuation, home loans, mortgage broker, mortgage provider, estate agent

7). Stop Making Your Landlord Rich By : Jan Wilhelm
Tired of making the landlord rich? Start your search for a new home.
Article Related to: buy new home, buy a home, real estate, real estate agent, mortgage broker, find a mortgage

8). Why you should consider using a mortgage broker By : Tracey Anderson
Copyright 2006 Tracey Anderson Mortgage rates and fees vary from lender to lender, and it's not always easy to compare all the details to find the best deal. Mortgage brokers help consumers sort through all those details and find the best mortgage solution possible, often through resources and connections that an ordinary consumer does not have access to.
Article Related to: mortgage mall, mortgages, home loans, australian home loans, mortgage broker, compare mortgages, commonwealth bank, westpac, anz

9). The First Home Owners Grant By : Tracey Anderson
Copyright 2006 Tracey Anderson The Australian federal government introduced the First Home Owner Grant (FHOG) in 2000 to compensate for the GST (goods and services tax) and to make buying a home easier for all Australians. Since that time, this popular grant has helped people in every state to buy their first home. As a result of this grant, as well as other economic factors, homeownership in Australia is now at an all-time high.
Article Related to: mortgages, home loans, compare home loans, mortgage broker, australian home loans, fhog, first home owners grant, gst, stamp duty, down payment, conveyancing, mortgage application

10). California Mortgage Loan By : Ken Charnly
California Mortgage Loan
Article Related to: california mortgage loan, can be yours, loan, mortgage broker, financial

11). Loan Officers, Do You Want Success? By : Average Joe L.O.
A short observation on success... Having the opportunity to speak to thousands of loan officers across the country has given me an opportunity to pull out my "magnifying glass" so to speak. One of the things I have noticed is that there is a certain quality, or intangible that separate those who are successful versus those who are not. During my weekly calls, I will speak to 50-75 loan officers each week.
Article Related to: loan officer, loan officer marketing, loan officer training, mortgage broker training, mortgage broker, mortgage broker tips

12). You CAN Buy Your New Home Before You Sell Your Old One By : Rob K. Blake
Buy Before You Sell. Too Risky Right? Wrong! Common Home Owner Myth: I can’t buy a “new” house without first selling my “old” one. That is the way it is supposed work…right? You can’t have a new house without getting rid of the “old” one. Not so. Take for example, the story of one of our clients. They had a house (beautiful house, worth about $600,000) and had no intention of leaving.
Article Related to: mortgage bank, mortgage broker, yield spread premium

13). Three Steps to Getting in the Right Financial Shape to Buy or Refinance a House By : Cassandra Forbess
As a loan officer, I talk to people day in and day out and no matter how diverse my clients are I always end up asking the same question: What’s your credit like? The more savvy clients i.e. the ones who have bought or refinanced a home before, know exactly how good their credit is and know that every loan officer they talk to is salivating over the chance to do a loan for someone with a 720+ credit score.
Article Related to: mortgage, loan, home loan, refinance, credit card, credit report, portland, oregon, loan officer, mortgage broker

14). How to Better Guarantee You'll Find the Right Mortgage Broker for You By : Dave Lloyd
Mortgage Brokers in the Bigger Picture of Your Financial Life
Article Related to: mortgage broker, mortgage loan brokering, mortgage lender, and home loan services

15). Wait Before You Delegate By : Stephanie Graham
Copyright 2006 Stephanie Graham Whenever we talk to others about being overwhelmed, one of the first suggestions we hear is “Delegate!” Well, if you’ve come to realize that it is something that you definitely need to do, take the steps to do it right. All too often, tasks are delegated with built-in obstacles that make it hard or impossible for the individual to complete the delegated assignment.
Article Related to: loan processing, mortgage training, mortgage education, mortgage broker

16). Mortgage Brokers vs. Banks By : John Kim
When it comes to searching for the right kind of mortgage to meet your needs, you will probably come across a decision about who you should borrow from: Do mortgage brokers or banks make better lenders? A mortgage broker is a mediator that facilitates the process of acquiring a mortgage for individuals as well as businesses. Essentially, they are like home loan supermarkets.
Article Related to: mortgage, mortgages, mortgage broker, mortgage loan, refinance, home loan, home equity line of credit, mortgage lender, reverse mortgage, adjustable rate

17). Finding the Right Commercial Mortgage Broker By : Michael Southard
Make no mistake, there's a lot involved in getting a mortgage loan. For a potential borrower, finding the right broker is paramount, so they can take care of the loan details, and you can concentrate on moving forward with your new investment. To help you prepare in your search for the right broker, here is an overview of the commercial loan mortgage process.
Article Related to: commercial mortgage broker, mortgage broker, commercial loan, commercial lender, mortgage, loan

18). Mistakes a Loan Officer Must Never Commit By : Joe Pahl
An informative article on mistakes loan officers should never make in their business.
Article Related to: mortgage marketing, loan officer, originator, mortgage broker, sales, real estate

19). How To Become A Mortgage Broker And Still Remain Sane By : Julia Tanner
The process of how to become a mortgage broker is not necessarily a difficult one; however, many people get discouraged along the way because they are not aware of the shortcuts that are available to them. If you want to know how to become a mortgage broker and not lose your mind, here are a few simple steps to help guide you along the way. First of all, you should be aware of the basic process of how to become a mortgage broker.
Article Related to: mortgage broker, real estate, careers

20). How To Read A Wholesale Lender Rate Sheet and Beat Mortgage Banks & Brokers At Their Own Game! By : Rob K. Blake
Mortgage Banks and Brokers everyday are closing home buyers and refinancers at a higher rate than they deserve! This artificial upping of the rate and the revenue created by doing so are hidden from the customer. This hidden ripping-off of the mortgage consumer is called Yield Spread Premium overchaging if the loan is originated by a broker and Service Release Premium overcharging if the loan is originated by a mortgage bank.
Article Related to: mortgage bank, mortgage broker, yield spread premium

21). The Important Role Of Brokers By : Sue Jan
Brokers are professionals who play an important role in mediating between a lender and a borrower. Brokers collect personal information about the client for the lender including employment and medical history. They also provide the clients' financial and credit information to the lender. There are many different types of brokers. Below are the more sought-after brokers: Mortgage broker: mortgage brokers guide customers through the process of selecting a suitable mortgage package with competitive package offers.
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22). The 7 Sins of Mortgage Brokers By : Chris Suffern
Honesty is the most important aspect of dealing with mortgage brokers. Unfortunately not all brokers are forth coming with certain information that would allow you to trust them and make an informed decision about the deal they recommend. Don’t get me wrong not all mortgage brokers are bad. Just don’t underestimate the influence that commission has on their recommendations.
Article Related to: mortgage broker, mortgage refinancing, refinance

23). How to Find Wake County Mortgage Companies By : Matthew C. Keegan
Congratulations! You’ve just inked a deal to purchase a home. Wake County is a terrific place to live…great schools, cultural amenities, state government nearby, easy access to the beaches and mountains, etc. However, the seller is very nervous as he eagerly waits to see if you can finance the deal. Of special note, he is pressed for time and has given you just 72 hours to seal the deal.
Article Related to: mortgages, home buyer, equity loans, line of credit, refinance, mortgage broker, mortgage lender

24). Warning: Beware of Mortgage Brokers By : Chris Suffern
A recent report revealed that commissions were the single most important factor for brokers, when deciding which loans to recommend. And why wouldn’t they be? After all, mortgage brokers are just salespeople for various lenders. Like most salespeople, selling the deal that’s best for them, rather then the consumer, is the highest priority. This would shock most consumers.
Article Related to: mortgage broker, mortgage refinancing, refinance, refinancing, mortgage, home loan, finance, mortgage refinance information

25). What Does A Home Mortgage Broker Do? By : Ken Snow
Most homes require down payments that are higher than a buyer can afford. In such cases, a mortgage is the answer.
Article Related to: mortgage broker, loan officer, home mortgage