Retirement Planning Articles

1). How to Avoid Dumb Investment Mistakes By : Stephen L. Nelson, CPA
Smart people sometimes make dumb mistakes when it comes to investing. Part of the reason for this, I guess, is that most people don’t have the time to learn what they need to know to make good decisions. Another reason is that oftentimes when you make a dumb mistake, somebody else—an investment salesperson, for example—makes money. Fortunately, you can save yourself lots of money and a bunch of headaches by not making bad investment decisions.
Article Related to: financial planning, ira, 401, retirement planning

2). 3 Tips For Keeping Proper Tax Records For Your Home Business – And Keeping The IRS Happy! By : Kris Bickell
The last thing most people think about when starting a business is doing taxes. But proper planning will make doing your taxes much easier - and keep the IRS happy! Here are 3 simple tips for keeping proper records: 1. Whenever you buy anything for your business, keep the receipt! Not only will this make record keeping a lot simpler, but if you are ever audited (having your tax return reviewed in detail by the IRS), you can prove your expenses, and save yourself money.
Article Related to: build wealth, personal finance, save money, tax planning, irs, retirement planning, record keeping

3). WHY THE FINANCIAL NEWS MEDIA CAN COST YOU MONEY! By : Dr. Scott Brown, Ph.D.
The communication innovations we have around us today like the internet, financial newspapers, and special interest television channels focused on investing like CNBC are a high speed pipeline of nonsensical chatter. All these sources of information mean that there is no shortage of media people trying to answer our questions about the stock market and specific stocks.
Article Related to: stocks, investing, stock market, mutual funds, financial planning, e-trade, ameritrade, scottrade, make money, 401k, stock trading, merrill lynch, nyse, amex, roth ira, retirement planning, online, st

4). 'The Wealthy Barber' - A Beginners Guide to Wealth Building By : Tomas Cullin
If you, like most people, have not seriously considered what steps you should take for planning your finances and are now planning on buying a house, getting married or having children or sending your children to college, you will do well to read David Chilton's book 'The Wealthy Barber'. It will not matter if you have never heard of a mutual fund or even balanced your checkbook.
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5). Read This If You Can’t Possibly Save Enough for Retirement By : Stephen L. Nelson, CPA
It’s relatively easy to save for retirement when you’re still young. Five thousand dollars set aside for a new baby grows to an amount that generates over a $100,000 a year in current-day dollars if the money earns 12 percent annually and inflation runs at 3 percent. NOTE The data is a little sketchy, but small-company stocks probably deliver average returns of around 12 to 13 percent over long periods of time.
Article Related to: financial planning, ira, 401, retirement planning

6). Your Guide To Retirement Planning By : John Morris
In life, nothing is permanent in this world. Everything that comes will definitely go. That is why it is best to put our best foot forward and save more for the future. The best thing that you have to start with is to have a retirement plan. Some wait to long before they decide to plan for their future. This is not a good idea because we can never tell what lies ahead.
Article Related to: retirement planning, retirement

7). Your IRA and Your Retirement By : Lee Dobbins
Everyone dreams of a comfortable retirement where you finally get to do all those things you never had time for but not everyone knows how to plan financially for it.
Article Related to: ira, 401k, retirement, retirement planning, retirement saving, individual retirement account

8). Advice For Seniors - Working Your Way Through Retirement By : John Morris
Caring for the elderly can be daunting and challenging at times. It is something to that everybody has something to worry about sometime. Everyone gets old in each and every family, and at the very least, most people have a relative of an advanced age...
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9). Annuities Q&A: Understanding Types Of Annuities By : Ammon Yorke
What types of annuities are available? There are basically two types of annuities — fixed and variable. A fixed annuity earns an assured interest rate in a definite period of time. If the period of times expires, there will be a new interest rate for the next period. Variable annuities have more funding options than fixed annuities since their performance depends on the option of investment of the principal and return vary.
Article Related to: annuities, annuity, retirement planning, tax deferred, tax deferred savings

10). The Importance Of Planning Your Retirement And The Consequences Of Not! By : Cynthia Barnett
Bob is a 65 year old graphic designer that is very financially secure. His colleagues, friends and family define him as a prosperous “fly by the pants” kind of guy. From as far back as he can remember, Bob has always hated planning and believes that his “spontaneity” and ability to think creatively while implementing new ideas has made him successful.
Article Related to: retirement planning, retirement lifestyle, retirement resources

11). Long Term Care Insurance, Should I Get This? By : Nocita Carter
Provides informaton on long term care insurance and how the new Deficit Reduction Act of 2005 will affect you in reference to prospective nursing home care.
Article Related to: long term care insurance, finances, retirement planning, retirement plan, financial planning

12). Five Steps to a Comfortable Retirement – Without Winning the Lottery! By : Kristine McKinley
Building a comfortable retirement nest egg is easier than you think. Here are five steps to help you build a comfortable retirement.
Article Related to: retirement, retirement planning, financial planning, financial planner

13). Five Steps to a Comfy Retirement By : Kristine McKinley
You’ve probably heard about the Nebraska meatpackers who won the largest lottery jackpot in the United States last week. One winner replied “I’ve been retired for about four days now” when asked what he would do with his winnings. His response did not surprise me; I’m sure my reaction would be similar! What does surprise me is that many Americans believe that they cannot retire comfortably unless they win the lottery.
Article Related to: retirement, financial planning, retirement planning

14). Five Steps To A Richer Retirement By : Kristine McKinley
You’ve probably heard about the Nebraska meatpackers who won the largest lottery jackpot in the United States last week. One winner replied “I’ve been retired for about four days now” when asked what he would do with his winnings. His response did not surprise me; I’m sure my reaction would be similar! What does surprise me is that many Americans believe that they cannot retire comfortably unless they win the lottery.
Article Related to: retirement, retirement planning, financial planning

15). Early Investing Pays Off By : Tomas Cullin
You’re young, you just landed a new job and you’re going to be getting a decent paycheck. You also have bills and student loans to pay and there are also a few items that you’ve always wanted so now you can finally afford them. Investing for your retirement may be the last thing on your mind at the start of a new career. Especially being so young.
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16). Retirement Investment Ideas - How To Get The Biggest Payoff By : John Morris
You have done your share. Now, it is almost your turn to shine and feel relaxed after so many years of toiling and sowing greener fields just to earn a living...
Article Related to: investing retirement, investing in retirement, retirement planning, retirement plan, retirement, early retirement, retirement guide

17). I’m Too Young, I’m Too Old, I’m Almost Old Enough, Should I Have A Retirement Plan? By : Nocita
Yes retirement planning is important for all of us. This is not an easy subject for any of us to talk about, but, we must discuss it sooner rather later! We want to be able to enjoy our golden years comfortably without having to worry about our finances. Planning your retirement is a crucial key to making this happen. So, what do I need to do to.
Article Related to: retirement, retirement planning, planning retirement, retire, retiring, financial planning, finance

18). 10 Ways To Transition Yourself Into Retirement By : Cynthia Barnett
Let’s be completely honest. Everyone has their own dreams and expectations about retirement. Upon retirement, some folks plan to travel around the world while others simply plan to take excursions to their local beach. Whatever the retirement plan that you may have, being able to implement your goals takes a certain degree of financial security. The problem however is that financial security does not just happen but requires careful planning, commitment and yes, money.
Article Related to: retirement, retirement planning, retirement transition, retire

19). The Drawbacks of Canceling Military Retirement Reform Act of 1986 By : Andrews
For military personnel who had served the United States with utmost dedication and service, it would be very difficult for them to recognize the issues that are more serious to the “national security” than how the men and women of the U.S. armed forces will benefit from military retirement. In the U.S., military retirement plans are one of the best gratifications these people should have by the time they have reached their retirement age.
Article Related to: retirement planning

20). Juggling Retirement and College Savings By : Kristine McKinley
Most parents want to pay for their children’s college education, or at the very least help pay for college. While it would be great for your children to be able to start like after college without student loans to pay off, the cost to parents may be too high. The average annual cost of a 4-year public college is $12,127 (source: The College Board’s Annual Survey of Colleges, 2005-2006), with 4-year private schools averaging $29,026 a year.
Article Related to: retirement, retirement planning, saving for college, college funding, financial planning

21). Retirement Plans for Solo Entrepreneurs By : Kristine McKinley
Saving for retirement is even more important for solo-entrepreneurs because you don’t have a company sponsored pension plan or matching 401K contributions to rely on. There are many retirement plans available to self employed individuals and small businesses. Which one is right for you? Here is just a sample of the retirement plans available to solo-preneurs.
Article Related to: retirement, retirement planning, financial coach, financial planner, financial planning

22). Do You Have Enough Hobbies To Ensure An Enjoyable Retirement? By : Anthony Tripodi
Even if you’ve been saving your money since you were in grade school, that may not be enough to have an enjoyable retirement. Of course having enough money put away is the number one factor as to whether or not you’ll maintain your desired lifestyle once you stop working. But don’t overlook the small stuff. Does sitting in front of the TV sound like a fulfilling way to live, day in and day out? You’ll need something engaging to do with your free time and remember you will probably have more free time than you’ve ever had in your adult life.
Article Related to: retirement planning

23). Top 10 Ways to Cut Spending By : Kristine McKinley
Do you run out of money before you run out of month? Do you wonder where your money goes each month? Do you struggle to find money to invest for retirement, emergencies and other financial goals? Here are 10 tips to cut your spending and stretch your dollar to the max: 1. Consider dropping your home telephone line. Your cell phone is probably all you really need, and most likely it has free long distance.
Article Related to: cash flow planning, budgeting, financial planning, retirement planning, investments, taxes

24). I Want To Catch Up on My Retirement Planning What Should I Do? By : Nocita
Good question and even better, you’re thinking in the right direction about your future which is someday retiring. If you’re one of those people who haven’t saved any or very much money for your retirement, it’s never too late for you to start now! It’s important that you do start and soon. It doesn’t take long for age to slip up on you fast if you know what I mean! So, just get started on your retirement planning now while you’re thinking about it.
Article Related to: retirement planning, retirement, saving for retirement, retirement savings, retirement income, retire, retirement money, retirement, retire

25). Are You Read For The Golden Years? All About Retirement Preparations By : Jeff Newman
Are you preparing for retirement. This article will give you some excellent tips on how to do your retirement preparations.
Article Related to: retirement preparations, retiring, retirement, retirement planning