Retirement Articles

1). Forecasting the Future Value of Your 401(k) By : Stephen L. Nelson, CPA
If you’ve got Microsoft Excel (or just about any other popular spreadsheet program) running on your computer, you can use its FV function to forecast the future value of your 401(k) account. The FV function calculates the future value of an investment given its interest rate, the number of payments, the payment, the present value of the investment, and, optionally, the type-of-annuity switch.
Article Related to: 401k, 401(k), retirement, investing

2). How To Achieve A Balanced And Healthy Lifestyle In Retirement By : Cynthia Barnett
Now that you’ve retired, you have entered an entirely new phase of life, a life filled with new challenges, adventure and hopefully one that brings you complete and total satisfaction. However, if you’re like most people, change isn’t always easy and is sometimes stressful. This stress is completely normal but may be compounded if you don’t learn how to balance all the demands on your time.
Article Related to: retirement, retirement lifestyle, balanced lifestyle, healthy lifestyle, healthy retirement

3). Safe Harbor Plans-a Retirement Triple Play By : Lawrence Groves
Max out your 401k contributions and defer taxes with this little known 401k plan design.
Article Related to: solo 401k, 401k, retirement, small business, pension, self-employed, sole proprietor

4). Unique Down Payment Strategy By : Raynor
Coming up with a down payment for a home can be a lengthy process. Most people do not realize they can use a unique down payment strategy to free up cash. Unique Down Payment Strategy Making a down payment on a house purchase can be a breeze or incredibly challenging depending on the type of loan you are pursuing. Depending on your credit and available loan programs, you might be able to get away with a no down payment loan, three percent, ten percent, twenty percent or twenty five percent.
Article Related to: real estate, house, homes, strategy, down payment, downpayment, buying, retirement

5). Inflation - The Slayer of Your Savings By : Chris Cooper
Since inflation consistanly erodes the buying power of our money, our investments have to exceed the inflation rate or we will outlive our money.
Article Related to: inflation, savings & investments, retirement, buying power

6). Growing Old By : Joseph Kenny
There are a couple of things in life that we know, at some stage, we will be worried about. Growing old certainly seems to be one of them. More and more, our culture is becoming obsessed by the cult of youth. Not only are film stars and musicians young and beautiful, but increasingly, politicians and newsreaders are getting younger also. Add to this.
Article Related to: insurance, retirement, age, discrimination, activities, policy, medical, cost

7). Forecasting the Future Value of Your Roth-IRA or Roth-401(k)
By : Stephen L. Nelson, CPA
Curious about how much money you'll accumulate in your Roth retirement account? If you’ve got Microsoft Excel (or just about any other popular spreadsheet program) running on your computer, you can use its FV function to forecast the future value of your Roth IRA or Roth 401(k). The FV function calculates the future value of an investment given its interest rate, the number of payments, the payment, the present value of the investment, and, optionally, the type-of-annuity switch.
Article Related to: roth, roth ira, roth 401(k), roth 401(k), retirement, investing

8). What Are My Investment Choices For Retirement Planning? By : Richard Callaby
Investing for retirement may not seem important yet for someone who is still in their early age. But once that age of retirement is reached, then you will feel the need to do so. It might be too late then as you will not get the most out of your investments anymore.
Article Related to: investing, personal finance, retirement, options, ira, traditional

9). How to Optimize and Build Value in Your Company for a Planned & Successful Exit By : Grover Rutter
Baby boom business owners have, by and large, been successful business operators. But will they be successful business sellers? This article provides some golden advice to "sales-minded" business owners.
Article Related to: business broker, sale of business, selling a business, valuing a business, retirement, for sale

10). How Much Do You Need for Retirement By : Joseph Kenny
With an increasing number of people scheduled to begin retirement in the next few years, it is important to begin thinking about the subject. Even if you’re not near the age of retirement yet, it’s a good idea to begin thinking about how you plan to fund your retirement as soon as possible.
Article Related to: retire, retirement, age, old, work, invest, payment, cash, lump, sum, elderly, pension, funds

11). How to Plan Your Retirement Abroad By : Rhiannon G Williamson
A growing number of international citizens are contemplating the concept of taking early retirement, escaping the hectic monotony of the daily grind and retiring abroad in a low cost location to make the most of their retirement savings. If you'd like to live overseas to escape the high costs of living associated with countries such as American and Britain for example, this is a guide to planning your retirement abroad so that you don't run out of money, you don't run out of friends and you never lose your adventurous spirit.
Article Related to: retirement, retire, retire abroad, overseas retirement, early retirement, cost of living, financial, pension, property abroad, living abroad, real estate abroad, overseas real estate, overseas property

12). Making New Friends Can Be Extremely Satisfying For Retirees! By : Cynthia Barnett
Making New Friends Can Be Extremely Satisfying For Retirees!
Article Related to: retirement, advice, retirement happiness, retirement satisfaction

13). How a Unique Little Workbook Helps Seniors Earn Money Online in Retirement By : chicho
How would you like to wake up in the morning to messages in your email inbox with a subject line that reads, ‘You have new funds in your PayPal account’ or ‘invoice @clickbank.com’; messages from electronic payment processors that confirm you have been making money passively while you were asleep? I have a unique little seniors’ workbook that helps me do just that.
Article Related to: earn money, online, retirement, workbook, retiree, senior

14). Roth 401k- a Parlay for the Privileged By : Lawrence Groves
How to retire with a tax free account. January 1, 2006, a new opportunity for savings came to town. Known as the post tax ROTH 401k - Now,the question... Do You Roth or not?
Article Related to: solo 401k, 401k, retirement, small business, pension, self-employed, women

15). Tucson Arizona.... Something for Everybody By : Ruben Soliman
When relocating, consider Tucson Arizona. This city boasts a great warm sunny climate and also offers great indoor and outdoor activities.
Article Related to: real estate, tucson, arizona, homes, property, houses, land, retirement

16). Thousands Now Survive Financial Hardship Who Never Thought They Could….with a Solo 401k ! By : Lawrence Groves
Financial Emergency! It is unpredictable yet it happens to all of us. The IRS has just increased your chances of survival by two.
Article Related to: solo 401k, 401k, retirement, small business, self-employed, sole proprietor

17). Bowflex For Baby Boomers By : Mike Coll
There are hundreds and maybe thousands of physical fitness guru’s all claiming to have the perfect answer, the “magic bullet” for physical fitness and a solution to a healthier body and lifestyle. Well, I’m not going to claim to have the perfect answer! However, I do have a few tips on an easy to use piece of exercise equipment that may be one of the best for all ages and is particularly suitable for those of us who are either baby boomers or a bit more seasoned.
Article Related to: bowflex, exercise, fitness, retired, health, retirement, baby boomer

18). Empty Nest Syndrome By : Margaret Paul, Ph. D.
Paula’s last child had just gone off to college and Paula was struggling with a deep inner emptiness. While she knew this day was coming, she was not really prepared for the intense hollowness that welled up within. After all, she had a life of her own. Her work as an occupational therapist, which she had gone back to after all her three children were in school, was fulfilling to her.
Article Related to: empty nest, retirement, parent, family

19). Selling Truth as a Differentiator By : Lawrence Groves
Now You Can Stand Out Above the Rest.
Article Related to: solo 401k, 401k, retirement, small business, pension, self-employed, sole proprietor

20). The Benefits Of Continuing Care Retirement Community By : Henry Clark
People nowadays have already realized the importance of saving for the future, especially for their retirement. This is because when they reach their retirement age, all they have to do is to relax and enjoy life together with the financial benefits that they themselves have tried to save little by little. That is why, when it comes to retirement and the benefits that can be derived from it, people should take the matter seriously.
Article Related to: retirement, ccrc, cmmunity, planning, continuing care retirement

21). Live The Dream Today By : blueboy
Have you an idea about how you could improve your life but do not have the confidence to make that dream into a reality? Have you a plan that you hope to implement when you are a little older, possibly when you are retired? In this article, I write about a dream I had when growing up as a teenager, a dream I made into a reality when I was in my early twenties.
Article Related to: dream, birmingham, brixham, devon, retire, retirement, girlfriend, dating, hectic, people, company

22). Sound Wealth Building Tactics By : Matthew C. Keegan
Have you noticed that everyone wants to be rich, but few people seem to want to build wealth the old fashioned way: step by step? If you have tried the “lottery method” and it hasn’t worked out, read on for some tips on how you can build wealth for a better future. Save Sooner, Rather Than Later. Attention, procrastinators: listen up! One thing you don’t want to put off is saving for the future.
Article Related to: wealth building, savings, retirement, 401(k), 403(b), roth ira, money markets, stocks, bonds, credit

23). Mysteries Unraveled By : Ken E Morris
One of the great mysteries of personal finance is: How are social security retirement benefits calculated? The computation itself is something of a mystery. It's so complex that I'm not sure who could have dreamed it up. I am sure that most in Congress don't understand it. In this article we'll take an abbreviated look at what goes into the computation.
Article Related to: retirement, investment, 401k, advice, help, ohio

24). Tax Credits for Retirement Savings By : Richard A. Chapo
It is a well-known fact that Americans are miserable failures when it comes to saving for retirement. Well, the government is offering tax credits to change this for some of us. Tax Credits for Retirement Savings Social security is going to be under siege as baby boomers hit retirements. Fortunately, many baby boomers have put away piles of cash in 401ks and IRAs.
Article Related to: retirement, tax, taxes, tax credits, 401k, ira, social security, federal government, irs, pre-tax

25). The Hurrier I Go the Behinder I Get By : Ken E Morris
When are Social Security checks potentially loans and not benefits? Why, when you have "excess earnings" of course. In today's economy, many senior citizens still work during their "retirement" either because they want to or, all too often, because they must to make ends meet. Retirees who want to work as well as collect social security retirement benefits must plan their compensation carefully if they want to avoid losing some or all of their social security benefits.
Article Related to: ohio, retirement, investment, help, advice, 401k, ira, financial