Savings Articles

1). Internet Banking – The Pros And Cons By : Joseph Kenny
Only a few years ago the concept of online banking seemed like a dubious one – concerns about security and computer glitches were enough to put most people off. But with the continuing success of flagship companies like Cahoot, Egg and Smile, more and more of us are choosing to do business over the net. Sophisticated technology means that your information is well protected, and an online account offers several advantages over traditional banking.
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2). How to Choose the Right Bank By : Joseph Kenny
Financial institutions are located all around the world. If you are looking to open a bank account, whether that bank account is a checking account or a savings account, you have a number of banking options.
Article Related to: banking, bank, online, internet, virtual, interest, charges, earn, savings, tax

3). TerraSip mobile VoIP community lowers the price for Starphone before the CEBIT By : Susi
Calls to all destinations worldwide for free via internet – without computer While the flagship of the TerraSip VoIP product palette, the Starphone, previously went over the virtual store counter for 89 Euro, it is now available for a thrifty 59 Euro, beginning immediately. With this, TerraSip is reacting to an increased demand. "The Starphone is so interesting because it offers a diversity of functions like no other comparable product on the market and provides comfortable internet telephony without requiring a computer or software.
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4). Excessive bank account and credit card charges attacked as “unfair” and possibly illegal By : Michael Hanna
One missed credit card payment, or going overdrawn without permission, and suddenly a Ł30 charge can be incurred. Bank charges can seem to be unfair and too harsh given the frequently tiny amounts of unauthorized borrowing involved. Now it seems that the law could be in agreement. Following on from an investigation launched in October 2003, eight.
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5). Offshore Banking: What You Need To Know Before Opening An Account By : Joseph Kenny
Offshore banking, we have all heard about it before. Unfortunately, many are misinformed when it comes to offshore banking. We have all heard news reports of offshore accounts being used to front illegal activities or to avoid taxes. In fact, we have also seen it in the movies, being used a similar way. This has led many individuals to believe that offshore banking is illegal.
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6). The Benefits of Banking By : Joseph Kenny
Do you have a bank account? If you do then you are one of the billions of individuals that do. If you do not have a bank account, you are missing out on the many benefits of banking.
Article Related to: banking, bank, interest, charges, earn, savings, tax, pay, manager, invest, bills

7). Savings Accounts – An Overview By : Joseph Kenny
Being in control of your finances means not only managing your current account wisely, but planning ahead too. Although we are used to thinking we will have the welfare state to fall back on, the support offered by state benefits is far from generous - most people would struggle to exist on a basic pension alone. Furthermore, our ageing population face an uncertain future as demographics change – by the time today’s thirty-year olds reach retirement there’s no telling how the economic situation will look.
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8). Savings Accounts - Professional Advice By : Joseph Kenny
When it comes to savings, you may well find yourself daunted by the sheer variety of ways to invest your money.
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9). The Four Golden Rules Of Personal Finance By : Francis Kier
Many successful people have mentors to guide them in learning the skills that lead to achievement, and I’ll do my best to offer you some critical personal finance perspectives. They say that life is a school where you learn the lesson after the test. The same thing applies to money, but you can’t go back in time to fix catastrophic financial mistakes that you have made over time.
Article Related to: personal finance, savings, debt management, credit cards

10). Saving Money on Your Mortgage By : ian Williamson
The dream of owning a home is becoming very allusive these days. Although everyone would like to have a home that is paid for free and clear, many people are forced to assume mortgages that will be paid over 25 or 30 years into the future.
Article Related to: mortgage, endowment, savings, finance

11). Offshore Banking - When It Pays To Go Abroad By : Joseph Kenny
While you might presume anyone with ‘money in offshore accounts’ is involved in some scurrilous business affairs, the truth is that anyone can use this form of investment as a totally legitimate way to defer or reduce your tax payments. Locations for offshore accounts can be held in banks in British waters – the Channel Islands or Isle of Man for example, or you could look further afield to the Republic of Ireland or Luxembourg.
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12). A College Student's Financial Success key By : Phil Amoa
Financial success may come in different forms. Financial success does not only mean that you are financially independent, or you have been able to make thousands of dollars off the stock market. To be financially successful, may mean making sure by the time you graduate from college, you are not in debt or worse off than you started. As essential as it is to secure a part-time job to support your personal wants, you must be aware of the “hidden regressors” that come uninvited.
Article Related to: financial success, college student, credit cards, savings

13). Sound Wealth Building Tactics By : Matthew C. Keegan
Have you noticed that everyone wants to be rich, but few people seem to want to build wealth the old fashioned way: step by step? If you have tried the “lottery method” and it hasn’t worked out, read on for some tips on how you can build wealth for a better future. Save Sooner, Rather Than Later. Attention, procrastinators: listen up! One thing you don’t want to put off is saving for the future.
Article Related to: wealth building, savings, retirement, 401(k), 403(b), roth ira, money markets, stocks, bonds, credit

14). Want Free Money? It’s Easier Than You Think! By : Jessica Roop
Copyright 2006 Jessica Roop Start thinking of the stores you shop at often. What comes to mind? Is it Circuit City, Starbucks, Banana Republic, Sephora, Barnes & Noble? Undoubtedly most of us could easily come up with a list of ten to twenty, if not more. I’m the kind of person who loves to save money. I’ve been doing something so simple for the past few years that has saved me hundreds, if not thousands, of dollars – I’d like to think of it as “free money”! It’s so easy, yet surprisingly few people take advantage of it.
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15). Painless Tips For Retirement Savings By : Lee Dobbins
Learn about a few things you can do for retirement saving sthat can add up over the years.
Article Related to: retirement, senior citizens, savings

16). How save and make money By : money
If you save money, the money will save you The problem with most peoples finances today is that they are not getting enough income to satisfy their needs and wants. People are naturally going to buy things they want even if it means spending more than they have (credit cards), and they know in the back of their minds that they cant afford it, but they will get it anyway.
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17). The Decision to Rent or Buy A Home By : Dan Lewis
The pace of life can be so quick that we have a tendency to blow by important decisions. One such decision is the decision to rent or buy a home. The Decision to Rent or Buy A Home One of the biggest decisions people come to is the issue of renting versus buying. Really, it is an extremely tough choice to choose between the two. However, I once had an economics teacher who put it extremely well and puts the whole thing in perspective.
Article Related to: real estate, buy, rent, homeownership, equity, finances, savings, buying, renting

18). Saving for Retirement: Compound and Grow Your Employer Matching Retirement Plan By : James Lange
If your employer offers a matching contribution to your retirement plan, the cardinal rule is: contribute whatever the employer is willing to match—even if it is only a percentage of your contribution and not a dollar for dollar match. Imagine depositing $1,000 of your money into the bank, but instead of getting a crummy toaster, you receive an extra $1,000 to go along with your deposit.
Article Related to: 401k, retirement plan, savings, income tax burden

19). Should I Save Mad Money For A Rainy Day? By : Nocita Carter
Having a mad money or emergency fund is a good idea is case you need access to money quickly. Learn tips on how you can go about saving towards a rainy day!
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20). How to Have Financial Peace By : Emma Snow
Copyright 2006 Emma Snow One of the biggest contributors toward personal peace is financial peace. Sometimes it is assumed that financial peace is only for those with endless amounts of money. In actuality, you can be financially secure at almost any income level. Avoiding common financial mistakes is the first step. This article discusses some mistakes that many of us make and how to avoid them.
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21). Savings Code Tracker By : Nick Oakley
The "Savings Code Tracker" savings learning SOFTWARE is FREE to download and use that will help you teach your children about how to save their money and make their savings grow. It is fun to use and very helpful at learning a little more than the basics of saving your money. Your children will quickly learn how to use this savings software so they can learn how to develope the best savings account plan for their financial future.
Article Related to: savings account, financial, savings

22). 10 Power Steps for Reducing your Debt. By : Jeff Feldman
1. Save three months of income in super safe investments. Before aggressively paying down your debt, I recommend you pay yourself first by having three months income in a savings account or other no risk investment that you can get to in an emergency. Do not put off any longer having this emergency saving. This is what you need for real emergencies.
Article Related to: debt, investing, savings, investor, credit, credit report

23). Vesting and Your 401(k) By : Matthew C. Keegan
Do you have a 401(k) retirement account? Are you vested yet? Before you move on to your next job, it is critical for you to find out if you are fully vested in your retirement account before you make the move. If you are not, you could lose hundreds if not thousands of dollars in employer contributions. Vesting refers simply to the non-forfeitable percentage of your account’s assets.
Article Related to: 401(k), 403(b), retirement savings plans, rollover savings, personal investing, savings, pensions

24). Budgeting: The Critical Flaw That Causes Most Budgets to Fail By : Charles J. Phelan
Budgeting. It's a word we're all familiar with. Everyone knows what a budget is, right? Yet how many of us actually make and stick to a solid monthly budget? The truth is that most of us start out with the best of intentions, but an unexpected expense comes up and busts our budget. Then we give up and go back to juggling our finances and worrying about having too much month left at the end of the money.
Article Related to: budgets, personal finance, expenses, savings

25). Simple Secret to Savings: Start with a Single Step By : Yohana Vargas
“The journey of a thousand miles begins with a single step.” It’s as true with saving money as with anything else. These days, we’ve been frightened into thinking we must save thousands of dollars immediately. Most of us simply cannot do this, and the media does us no favors when it makes the situation sound so hopeless that we might as well give up.
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