Score Articles

1). Mortgage Refinancing Below 500 FICO By : Tristan Hunt
If you have been turned down for a mortgage refinance, especially a cash out or debt consolidation refinance, because your lender says your credit score is under 500, there are a variety of new options and strategies available which can help you get the cash you need now to pay off your credit card debts, collection accounts, and other derogatory or poor credit accounts and improve your FICO credit score to the point where you can qualify for a low interest, fixed rate loan.
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2). The Top Ten Client Feedback Questions By : Alvah Parker
As program chairperson of my SCORE * chapter I am always looking for new presenters to address the group. I frequently ask my fellow business counselors to give me some ideas for topics of interest to them. In August one member approached me with an idea. He suggested inviting some of the clients that the counselors had worked with this year to one of our meetings to give us some feedback on our counseling techniques -both the highs and the lows.
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3). Credit Card Applications – Getting Approved After Refusal By : Joseph Kenny
It can be disheartening when you apply for a credit card and get turned down. However, in the vast majority of cases, it really is not anything that you need to worry about. While there are some people out there who would be approved for virtually everything they could think of applying for, for the vast majority of us, applying for a credit card can take a little time and some trial and error.
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4). World Cup Superstars – Who Is The Greatest? By : Joseph Kenny
Every four years a World Cup will come along and occupy a football fan’s thoughts and time for weeks. Game after game, the best footballers in the world will parade their skills in front of thousands at the stadium and millions watching on the TV back in their homes. Players Players generally make the World Cup what it is. If there were not great players we would certainly not be watching this tournament in the vast numbers that we do.
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5). Bad Credit : Understanding The Basics By : Joseph Kenny
Many people have heard of bad credit, but some may not know what it means. For a long time, there was no established method for determining the credit activities of consumers. However, this all changed when a company called the Fair Isaac Corporation designed a credit scoring system that is called the FICO score. Because the three major credit agencies have different information on each consumer, the FICO score calculated by these agencies won't be exact.
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6). Understanding What Credit Card Services For Small Businesses Are And How To Choose Them By : David Gass
Describes the nature and uses of credit card services for small businesses and how to select which service suits you the best.
Article Related to: credit, card, small business, financing, software, eligibility, score, loan, bank, service, taxes

7). Selecting The Best Business Structure For Building Business Credit By : David Gass
Describes the advantages and disadvantages of forming the different company structures and their affect on building business credit.
Article Related to: credit, business, loans, partnerships, score, corporate, incorporation, sole proprietorship

8). How many Credit Cards do I need? By : Jennifer Tarzian
Using a credit card has become a very common way for a family to pay for the items it needs and wants. According to CardWeb.com, a firm that tracks the credit industry, the typical American family of four carries about $8,100 in installment debt–most of it in credit cards. At 18% interest, that costs them nearly $1,500 a year or $125 a month they can’t spend or save for anything else.
Article Related to: credit, card, visa, mastercard, score, rating, bank, consumer, debt, consolidation

9). How To Repair Your Credit with Credit Cards By : Ed Vegliante
Very few people live their entire lives without inflicting any damage upon their credit scores. Fortunately, there are solutions to repairing bad credit and restoring faith with credit agencies and bureaus. All it takes is a little time and the right strategy.
Article Related to: bad credit, poor, repair, score, credit card, fico, secured

10). How to choose a Credit Card By : Jennifer Tarzian
There are literally thousands of credit cards out there to choose from. You receive offers in the mail, in your email, over the phone, and on the websites you surf to on the Internet. We are inundated with credit offers, but are all credit card offers worth taking? The answer is a definite no. There are many things about accepting the offer of a credit card you need to know.
Article Related to: credit, card, visa, mastercard, score, rating, bank, consumer, debt, consolidation, identity, theft

11). Use Your Reset Button to Change Your Vibration By : Michael Losier
At every moment you can tell if the vibration that you are sending is either a positive one or a negative one by identifying the feeling you are experiencing. At every moment you have a feeling and that feeling is causing you to emit or send off a vibration - and in the 'vibrational' world there are only two kinds of vibrations; positive or negative.
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12). Home Loans – Factors Used To Determine Your Credit Score By : Dan Lewis
Credit scores are a major issue when it comes to getting a home loan. Following is a discussion of how said credit scores are determined. Home Loans – Factors Used To Determine Your Credit Score If you want to borrow hundreds of thousands of dollars for the purchase of a home, you are going to have to put up with some scrutiny. Your credit history, blemishes and all, is going to be front and center.
Article Related to: mortgage, home loan, credit, score, debt, credit cards, payment, history, credit, inquiries, mortgages

13). Credit Card Rates By : Peter Kenny
There are a number of factors that will effect the credit card rates you will be offered by credit card providers. Credit card providers never offer the same credit card interest rate to all of their customers, but using complex calculations of risk assessment and credit worthiness, they set a number of different rate bands, and then place each applicant for credit in the appropriate rate band depending on the factors they used.
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14). What You Can Do To Improve Your Credit Score By : Joseph Kenny
It is hard to watch television these days without hearing about credit scores. If you are not looking to get a loan or credit card, you may be wandering whether or not they are important. Your credit score is important, regardless of whether or not you plan on applying for a credit card or loan. In this article I will explain what a credit score is and why it is important.
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15). Loans: Helping Or Hurting Your Credit By : Joseph Kenny
All around the world, there are many individuals who are worried about their credit. In the past, a person’s credit only use to be taken into consideration when trying to obtain financing, but things have since changed. Your credit may be examined when you are applying for a job or looking to rent an apartment. Your credit score is determined by a combination of factors.
Article Related to: loans, secured, personal, home, unsecured, credit, score, improve, better, interest, offer, deal

16). 6 Ways In Which You Can Avoid The History Of Bad Credit By : Ryan R Wegman
1. Those who don't know history are doomed to repeat it. Our nation is in chaos and the root of it all stems from good graces of man. Credit is deeply rooted into our history, it stems from a person's or merchant’s product or service is priced too high for the average consumer. When payment from the patron for the item(s) was not convenient at the current time arrangement could be negotiated.
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17). Prepaid Credit Cards By : Joseph Kenny
If you have a history of bad credit and are unable to obtain a mainstream credit card, then prepaid credit cards may be just the answer you are looking for. First of all, although prepaid credit cards are accepted at any retail outlet where the credit card logo is displayed, strictly speaking they are not a ‘credit’ card, as the issuer provides no credit facility to you.
Article Related to: credit cards, prepaid, charge, fees, secured, bad credit, adverse, history, score, guaranteed

18). Preventing Identity Theft By : Chris McElroy
What is Identity Theft? It is the theft of your personal information, such as social security number, driver's license number, credit card and bank account numbers, mother's maiden name, and more, with the intent to obtain credit and credit cards from banks and retailers, steal money from the victim's existing accounts, apply for loans, establish accounts with utility companies, rent an apartment, file bankruptcy or obtain a job using the victim's name.
Article Related to: credit, card, visa, mastercard, score, rating, bank, consumer, debt, consolidation, identity, theft

19). Tips To Help Make Your Tournament Plan A Resounding Success By : Edwin Shackleford
Planning a golf tournament? Here are some tips to help you. 1. Select a good golf course and facilities that can accommodate all the needs that you have and make sure that their staff employees are likewise accommodating. Check with the employees and ensure that you tell them what you need and what you want to happen, especially if you plan on having an awards or some sort of ceremonies after the tournament.
Article Related to: golf, score, tips, lower, tournament

20). Three Steps to Starting Your New Business With a Clean Credit Score By : Mike Peterson
For many people, starting their own business is a personal dream. Before fulfilling your personal dream, it's necessary to get your personal finances in order. At this early stage you'll be using your own personal finances to start your business and if you want to succeed you must approach your personal finances with a professional eye. Avoid funding start-up expenses via credit and running up huge credit card debt.
Article Related to: debt, credit, collections, finances, credit history, debt guru, score, credit card report, starting a business

21). Can Stoozing Damage Your Credit Card Rating? By : Nicky Pilkington
People who stooz credit cards may make money in the short term, but if they are not careful their credit rating may be damaged.
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22). Understanding the Credit Score and Mortgage Relationship By : Dan Lewis
If you are considering buying a home or refinancing, the subject of credit scores has undoubtedly come up. So, what is a credit score and how does it impact you? Understanding the Credit Score and Mortgage Relationship In the 1960s, the concept of credit scores came to fruition. A company by the name of Fair Isaac Corp developed a system whereby credit reports could be summarized as a score.
Article Related to: mortgage, loan, credit, score, relationship, refinance, refinancing, fico, lender, home, real estate

23). Get Paid To Raise Your Credit Score, Part I By : Thomas Rendleman
How can you get paid to raise your credit score? It is quite simple but very few people think about it. If you knew what you could do yourself to raise your credit score you could get better interest rates on homes, cars, boats, credit cards, insurance, and even recreational vehicles. How much can you save? Raising your credit score can even make the difference in owning your own home or staying a renter forever.
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24). Rate Tarts – What are they? By : Joseph Kenny
According to leading market analysts, rate tarts are costing the UK lending industry over one billion pounds a year. This is pretty much the same as saying that rate tarts are saving themselves one billion pounds a year. So what, or who are they, and why have they gotten the lending industry’s attention. 0% Balance Transfer Credit Cards Well, most people are reasonably familiar with the balance transfer and other offers that lenders are putting out to try and entice customers to come over to them from other lenders.
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25). A Good Credit Report – The Key To Cheap Finance By : Joseph Kenny
Is your credit report important? There are a lot of people who would not consider their credit rating as something too important to them in their life. There are others who, while recognising its importance, would not be overly concerned about the issue or understand the reasons for its importance. Well, to those people, they should at least be aware of some of the uses that are made of credit reports in the world in which we live.
Article Related to: credit, ratings, leasing, renting, score, terms, report, cheap, finance, lenders