Working Capital Articles

1). Tips to Avoid Business Failure By : Tom Perkins
There are many reasons why businesses fail. Most can be overcome if you just take the time and fine-tune your business. See how your business might be able to improve.
Article Related to: business management, small business, customer service, strategic planning, working capital

2). Ten Common Investment Errors: Stocks, Bonds, & Management By : Steve Selengut
Investment mistakes happen for a multitude of reasons, including the fact that decisions are made under conditions of uncertainty that are irresponsibly downplayed by market gurus and institutional spokespersons. Losing money on an investment may not be the result of a mistake, and not all mistakes result in monetary losses. But errors occur when judgment.
Article Related to: investment, investment guru, stock market, money, asset allocation, diversification, wall street, stocks, equities, fixed income, income investing, investment plan, commissions, taxes, working capital

3). Working Capital & Cash Flow Solutions: Should I Borrow From A Bank? By : Dave Nighswander
Recently, my newspaper reported that a local bank “...earned a four star excellence rating for the sixty-fourth consecutive quarter.” That’s sixteen years of four star excellence! The article went on to say that the “rating is based on a complex formula that includes …capital safety levels, quality of loan portfolio, and the ability to meet obligations…” The press release was designed to showcase the value of this bank and demonstrate its prominent position in the economy.
Article Related to: working capital, cash flow management, factoring, invoice factoring, account receivable factoring

4). Working Capital Is Paramount To A Businesses Livelihood By : Dave Nighswander
All of the planning in the world is an exercise in futility without the working capital to successfully carry out the plan. If a business sells to customers on terms, then working capital availability is dependent on cash flow timing. In most instances a business will incur a cash flow gap between the time cash is required for inventory, payroll and operating expenses, and the time cash is received from customers paying on terms.
Article Related to: working capital, cash flow management, factoring, invoice factoring, account receivable factoring

5). Accounts Receivable Financing, Tax Write Off And What Does It Cost? By : Cassandra Ingraham
Banks won't lend money to a business seeking to acquire larger contracts because its not viewed as an asset. So if you are a small start up company, funding for expansion may be hard to obtain. Accounts Receivable Financing could be the key to funding for a start up with desires to bid on large Government (or Corporate) contracts. So what is Accounts Receivable Financing? It is the selling of your accounts receivable invoices for cash versus waiting 30-60 or 90 days to be paid by your customer.
Article Related to: factoring, accounts receivables, funding, working capital, government, contracts

6). Managing the Income Portfolio By : Steve Selengut
The reason people assume the risks of investing in the first place is the prospect of achieving a higher rate of return than is attainable in a risk free environment…i.e., an FDIC insured bank account. Risk comes in various forms, but the average investor’s primary concerns are “credit” and “market” risk… particularly when it comes to investing for income.
Article Related to: investing, rate of return, income portfolio, stocks, bonds wall street, asset allocation, financial plan, cost basis, working capital, profit, market value, performance evaluation

7). 3 Types of Capital Investment for your Business - from a South African Perspective By : Turtle Herb Estate
Capital is normally required for three possible applications, namely: 1. Fixed Capital: Fixed capital refers to your business needs to buy fixed assets. This means that you need the capital to buy things like buildings, machines, computers, vehicles and furniture. These items are normally purchased for use in the business and not for resale. The purpose is to generate sales.
Article Related to: fixed capital, working capital, growth capital, equity financing

8). Account Receivable Factoring Provides Needed Working Capital By : Paul Counts
Account receivable factoring is used by many businesses in need of working capital. By simply selling account receivables or invoices for products or services provided to a "factor" a business can obtain almost immediate access to capital.
Article Related to: account receivable factoring, business capital, working capital, business loan

9). Factoring Can Be An Ideal Solution For Start-Up And/Or Growing Businesses By : Dave Nighswander
Factoring is one of the oldest methods of business financing in existence. The history of factoring dates back to the days of moneylenders in the middle ages. Factoring has been the working capital facility of choice in Europe for centuries. It has taken on a new life in recent years as a financing method for many businesses in the United States. Factoring is the sale of accounts receivable, as opposed to borrowing against them as you would do with a bank line of credit.
Article Related to: invoice factoring, account receivable factoring, factoring, working capital

10). Dealing With Market Corrections: Ten Do’s and Don'ts By : Steve Selengut
A correction is a beautiful thing, simply the flip side of a rally, big or small. Theoretically, even technically I'm told, corrections adjust equity prices to their actual value or “support levels”. In reality, it’s much easier than that. Prices go down because of speculator reactions to expectations of news, speculator reactions to actual news, and investor profit taking.
Article Related to: invest, stock market, asset allocation, value stocks, working capital

11). To Successfully Obtain Business Capital Every Business Needs A Coach By : Corey Pierce
If you are a business owner the task of obtaining business capital can be very daunting. Most businesses fail because they have never been taught how to obtain financing and therefore they have no clue where to begin.
Article Related to: business loans, business capital, working capital, venture capital, business financing

12). A New Wall Street Line Dance: Performance By : Steve Selengut
It matters not what lines, numbers, indices, or gurus you worship, you just can't know where the stock market is going or when it will change direction. Too much investor time and analytical effort is wasted trying to predict course corrections… even more is squandered comparing portfolio Market Values with a handful of unrelated indices and averages.
Article Related to: wall street, investment management, stock market, stocks, bonds, equity investing, stock trading, dividends, interest, strategy, working capital, asset allocation, market value, technical analysis

13). How Is Your Cash Flow And Factoring By : Mark Little
How did your company do this month with the cash flow? Why not let the question go; how has your cash flow been this year? Did you sweat it out worrying you might not make payroll, get that vendor off your back, pay that tax bill that was due and it was a lot more than you expected? For those of you that have a line of credit, did you get close to maxing out your line and have concerns that your line of credit is no longer an adequate facility.
Article Related to: factoring, factoring companies, cash flow, working capital, receivables

14). Investment Capital - Putting Brand Capital And Human Capital Above Working Capital Or Physical Capital By : Kerri Salls
When you start your own business, you commit to investing your time, talent and resources in the business to make it succeed. You authorize a spending plan; you ask the bank, your credit card company, friends, family, employees, to endow the business to follow your business plan and implement your marketing plan. There's more to it. You need to determine.
Article Related to: investment capital, brand capital, human capital, working capital, physical capital, board of advisors

15). Working Capital Solutions With Factoring By : Mark Little
Ideal Candidates for Accounts Receivable Factoring: Any business that provides a product or service to other creditworthy businesses and is constrained by their day-to-day cash flow situation. Does your business need: • Cash to Cover Payroll? • Working Capital to Fuel Growth? • Help with Cash Flow Problems? • Help because of Bank Turn Downs or.
Article Related to: factoring, factoring articles, factoring information, factoring companies, working capital

16). Managing Stock Levels Can See Off The Credit Crunch By Improving Cash Flow By : Terry Cartwright
When times get hard and 2008 has all the hallmarks of being a difficult financial year control over cash flow is critical. The best defence in these days of the credit crunch is to introduce and monitor cash flow liquidity at the earliest stage of which stock levels and inventory control can be crucial elements.
Article Related to: credit crunch, cash flow, liquidity, working capital, stock levels, stock control, stock, inventory

17). Mezzanine Financing: Your Fast Lane to Additional Capital Funding By : Edwin Linares
Imagine this. Your business is on a roll. Cash flow is constantly in an upward trend. An opportunity presents itself to further catapult the positive performance of your business.
Article Related to: mezzanine financing, equipment leasing, asset based loan, loan, working capital, merchant loan

18). Working Capital Necessary For Every Business By : Corey Pierce
Working capital is the amount of capital required to carry on a business. It can be a problem for businesses to obtain the necessary working capital, especially when they are starting up, and that is why it is so important for businesses to know all that they can about obtaining the necessary capital to build their business properly.
Article Related to: business capital, business financing, working capital, business

19). Asset Based Lending as a Financial Tool By : Kent Harlan
Asset based loans are typically used as a transitional, though critical method of financing. When a company has fallen out of favor with their bank, asset based lending can be used as a bridge until they become "bankable" again.
Article Related to: asset based loans, asset based lending, dip financing, working capital, cash flow, debt, business loans

20). Invoicing Methods and Factoring By : Kent Harlan
How a company structures their customer billing can have a major impact on the rates they pay for accounts receivable factoring. In some cases, it prevents them from using the service at all.
Article Related to: invoice factoring, accounts receivable factoring, working capital, cash flow, receivables funding

21). Using Invoice Factoring to Grow Your Business By : Kent Harlan
If you own a growing business and are having a hard time getting the working capital you need from your bank, accounts receivable factoring may be the vehicle you need to fuel growth.
Article Related to: invoice factoring, accounts receivable factoring, working capital, cash flow, receivables funding

22). Purchase Order Funding Provides Instant Cash from Invoices and Contracts By : Kent Harlan
Purchase order funding can be the answer to those companies with insufficient capital to produce pending orders. PO Funding provides the cash flow necessary for materials, labor, and related overhead.
Article Related to: purchase order funding, po funding, transaction financing, cash flow, factoring, working capital

23). Credit Card Processing and Business Finance Options By : Steve Bush
Credit card processing is often one of the most overlooked working capital management issues for a business owner. An effective processing program can eliminate many business cash advance difficulties by implementing appropriate business finance cost-reduction alternatives.
Article Related to: credit card processing, business cash advance, working capital, business finance, business, finance, loan

24). Avoid Business Cash Advance and Credit Card Processing Problems By : Steve Bush
Business cash advance, credit card processing and business finance strategies are closely connected in many ways. Commercial borrowers should not overlook the substantial working capital benefits if a number of common merchant cash advance and processing problems can be avoided.
Article Related to: business cash advance, credit card processing, working capital, business finance, business, finance, loan

25). Cash Flow Management Issues Relating To Funding And Investment In A Credit Crunch By : Terry Cartwright
Cash flow management is a critical business area every business must get right to survive. This article suggests a number of areas that a business might address to ensure the business have sufficient liquidity and working capital to survive the credit crunch and continue in business to generate profit.
Article Related to: cash flow, funding, credit crunch, stock control, working capital, investment, financing, interest